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Legal&You Newsletter Q3 2020

Welcome to the latest edition of Legal&You. We have put together a wonderful read this month with insights on the latest laws that impact your rights and responsibilities, along with excellent tips and guidance on planning for your future and looking after your health.
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Main Banner June 2020

Legal&You Newsletter Q2 2020

The outbreak of a global pandemic and subsequent lockdown has seen life as we know it change in ways we could not have imagined six months ago. Yet I am so uplifted by how ordinary South Africans have shown such resilience and companionship. We have seen many everyday heroes emerge, like the nurses who catch a taxi before dawn, to work a 20-hour day in the most uncomfortable personal protective equipment… and there are thousands of people like this saving lives. You may not wear a cape, but you are a hero. Thank you!
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Main Banner March 2020

Legal&You Newsletter Q1 2020

Being your lifelong companion is not just a tag line or motto. It is at the very centre of everything we do at Legal&Tax. We are driven to offer your products and services that are meaningful in your time of need, and to provide you with information and advice that help you to navigate the unforeseen events that life will throw your way
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Family law

Domestic Abuse

I am living with an abuser and am scared to be in lockdown with them

It's not just a physical attack, but can also include, sexual, emotional, psychological or economic harm
Article
Mom Daughter

Divorce & co-parenting during the lockdown

I am divorced and co-parenting. What happens to my children during the lockdown?
Article
Child safety at school

Is your child safe at school?

For any parent, school safety must simply be a guarantee.
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Labour law

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Retrenchment – You could be next!

The retrenchment process is fully explained. We offer you guidance on how to deal with retrenchment and help you understand your rights.
How to guide
Member Guides Site Banner Ccma

The CCMA – what's it all about?

We help you understand the role of the Commission for Conciliation, Mediation and Arbitration (CCMA) as an independent authority aimed at promoting fair practices in the work environment. The CCMA resolves labour disputes and provides advice and training on labour relations.
How to guide
Covid19 If I Get Sick

COVID-19: Staying covered if you get sick

If you get the Covid-19 virus, you cannot go to work. It does not matter if you do not feel very sick. You must still stay at home or in hospital. Otherwise, you will be putting other people’s lives at risk.
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Civil law

Popi Act

Snap, crackle and POPI

We advise you on how to guard your personal information from harmful use.
How to guide
Rental housing tribunal

The rental housing tribunal

Are you a landlord or tenant? If so, it is vital to understand the role and function of the rental housing tribunal.
How to guide
Rent Image

What to do if you can't pay rent this month

One of the questions posed to our legal advisors during the lockdown period is "What if I can't afford to pay my rent this month?" Chantel explains how to handle this in the legally correct way.
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Criminal law

your rights and duties on the road

Your rights and duties on the road

Everything you need to know about roadblocks and when you are being pulled over on the road by a traffic officer. Your rights and responsibilities as a motorist are explained to you.
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Pulled over by the police

Lockdown living rules

Understanding some of the rules around the lockdown.
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Lts Feb 2020 Newsletter Banner Images Sized For Website Corona Virus

COVID-19: You cannot refuse isolation

If you are diagnosed with COVID-19, you will be told to go into quarantine. This means you have to stay in isolation (in a space by yourself) and may not come into contact with other people.
Article

Coronavirus

Covid Funerals

Funerals in the time of COVID-19

The lockdown and rules regarding funerals have meant that many people have had to balance adhering to the law and practicing their cultural traditions.
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Lady In Mask

Answering your questions about the Covid-19 Coronavirus

A series of short videos to help you understand the facts and debunk the myths associated with the COVID-19 Coronavirus.
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Budget

How to apply for new ‘lockdown’ grants

We are living during difficult times as the world battles against the COVID-19 coronavirus. As we try to save lives, unfortunately many people’s livelihoods (the money they earn from the work they do) are gone. However, if you have been affected by this situation, the government is trying to support you. They are offering different kinds of financial help. Read below for our guide on how to get money that can assist you and your family to survive:
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Disease

Sa Government What You Need To Know 1

Coronavirus - 4 precautions to avoid infection

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Sa Government What You Need To Know

How Coronavirus spreads

The virus spreads when droplets get into your eyes nose or mouth.
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Coronavirus - Fake news

Coronavirus is emerging in more countries around the world and there's currently no known cure. Unfortunately that hasn't stopped a slew of health advice, ranging from useless but relatively harmless, to downright dangerous.
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Cancer

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Early screening and testing for cancer can save your life

Live a healthier life through preventative care by performing cancer screening regularly.
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Diet

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How to put the brakes on vehicle repossession

In the current economic down turn, you may find yourself falling behind on your monthly car payments. We provide you with all the available options to help you prevent your car from getting repossessed by the bank or loan/credit provider.
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Funeral planning

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A self help guide on putting together your last will and testament

Death is inevitable, therefore it's wise to plan ahead by having a will to ensure that your last wishes are carried out and your estate is distributed accordingly.
How to guide
Extra Square Imagery For Q3 Newsletter Feature 2 Death Folder

Planning the paperwork of your passing

When you're gone, you can alleviate the burden and stress on your loved ones by putting together a "red file" (also known as a death file) which will house all your valuable information needed to carry out your funeral as well as to settle your estate.
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Holding Hands Child Grandparent

Funerals will go on during lockdown – but with restrictions

South Africa is in lockdown. During this time, very limited activities will be allowed in public. The government wants South Africans to stay at home as much as possible. This is to help prevent the spread of the coronavirus (COVID-19).
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Estate planning

Deceased Estate

Deceased estates

Plan your estate now to eliminate any problems upon your death. Protect your loved ones by minimising the chances of family strife and ugly battles.
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Tax

Tito Mboweni

Unpacking the Supplementary Budget Speech 2020

Johan Swart, Head of Tax, gives us an overview of the supplementary budget delivered by Minister of Finance, Tito Mboweni, on 24 June 2020, detailing the adjustments to the national budget due to the impact of COVID-19 on the economy, tax revenue and expenditure.
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Testimonial June 2022 Feature

What the budget speech means for us

Very few of us take the time to sit down, and really consider what our country’s annual budget means. We take notice of the tax increases, and how much more our fuel will cost, and our tipple and smokes. We already make little calculations in our minds on how we will have to adjust our personal budgets to make ends meet.
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Get Smart 1

Budget 2020 highlights

A breakdown of highlights from the most recent budget speech
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Debt

Member Guides Site Banner Debt Councelling

Debt counselling: is it for you?

Understanding the debt review process and how this can protect your assets from being repossessed by your credit provider.
How to guide
Member Guides Site Banner Credit Reports

Do you know your credit score? You should!

We discuss how a credit report can help you keep up to date with your financial status by doing a credit bureau check.
How to guide
Debt

Understanding credit life insurance

If you are struggling with financial distress at the moment and are unable to make loan repayments you may have the ability to cover your debts if you are retrenched or due to other life events. Alternatively you need to approach your bank to make alternative payment arrangements. We unpack your options
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Budgeting

Man With Debt

COVID-19: Dealing with Debt and Money matters

What to do if you cannot pay your accounts or your rent
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HOW TO BE BLACK FRIDAY #WINNING

The buzz around Black Friday is building – and while there are certainly chances to get some good bargains – you also need to be careful not to slip into overspending or be duped by dodgy deals.
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Education

Kids At School Desks

Parktown school’s tragedy

The recent tragedy in which 13-year-old Enoch Mpianzi died during a Grade 8 orientation school camp for Parktown Boy’s High has sent shockwaves across South Africa.
Article

Substance abuse

dealing with drinking and drug abuse

When the Party is Over

While the festive season often becomes the reason to party and have a drink or two, there is a darker side to indulging in alcohol and other dangerous substances. Brain damage, strokes, bleeding in the throat, a loss of breath, heart disease, liver failure, stomach and intestinal cancer and ulcers, impotence and infertility, osteoporosis…and death. These are some of the terrifying effects that alcohol and drugs can have on your body.
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Cannabis Leaves

The impact of alcohol and drug abuse

Substance abuse has long term side effects, that will impact you and those around you
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Lts Alcohol Abuse

The harmful effects of alcohol abuse

Understand how alcohol impacts on your body
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Grief

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Dealing with Death and Grief

Death is a hard reality and to lose a loved one can leave you experiencing great emotional pain. It is completely normal to find yourself reacting in a variety of ways and to find that your emotions keep switching, as you try and cope with this trauma.
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Suncare

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When Heatstroke Hits

Summertime and sunshine are two of South African’s favourite things. However, too much heat can be very dangerous to your health. One of the dangers is that you can get heatstroke. This is an extremely dangerous medical condition.
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Safety First when it Comes to the Summer Sun

Having fun in the sun is everyone’s main wish when summertime arrives. Indeed, we need to get some sunshine in order to create Vitamin D and for other health benefits. However, too much time spent in the sun can be very dangerous to your health. Therefore you must make sure that you protect yourself very carefully from its effects.
Article

Mental health

Depression

Are you suffering from Depression, Panic or Anxiety

Questions you could ask yourself to assess whether your stress or anxiety may require some professional help.
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Anxiety And Stress

The lockdown and situation with COVID-19 is making me feel very scared and anxious

Your feelings are entirely normal for such an uncertain and unsettling situatio
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The Legal and Tax Side to Mental Health

If you have experienced mental health problems that are very severe, you might need to take disability leave, or even have to leave your job completely.
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Consumer protection

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Legally Smart Shopping Will Reap Rewards

Holiday time often means shopping time! However, before the bargain-hunting bug hits, read Legal&Tax’s guide to smart spending (and hopefully a little bit of saving too!)
How to guide

Health emergencies

Cpr

How to perform hands only CPR

This video demonstrates how to perform CPR. Learn some life saving techniques with this step by step tutorial.
Video

Family&Freedom

Lts Feb 2020 Newsletter Banner Images Sized For Website

Family comes first

When you are caught between your baby and your boss, remember that maternity leave laws make sure you do not have to choose. Family comes first and your job is legally protected throughout.
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Keeping Holidays Happy After a Divorce

Holidays are often associated with spending special time with family. However, one of the main challenges after a divorce is how and where your children will spend their school holiday time between you and your ex-spouse
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67 ways we are your companion

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How to write a meaningful eulogy

A eulogy is the speech that is given at a funeral. Although this is a very sad time, a eulogy will acknowledge not just the tragedy of the person’s passing but will also pay tribute to the life that they have lived and the love that they have inspired.
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