&Legal: Prestige+

Legal Prestige +
R313 per month

Up to R365 000 cover for legal fees per case.

All legal plans with Legal&Tax give you

Face-to-face consultations in our Johannesburg branch or by phone nationally

Communication and negotiations with other parties on your behalf

Advice on any legal matter

When would you need legal cover?

The following are some of the situations that may require legal advice and assistance:

  • Unfair dismissal
  • Motor accidents or “third party” claims
  • Personal injury or wrongful death
  • Damage to property
  • Contractual disputes
  • Residential building disputes
  • Defective goods
  • Lease or body corporate complaints
  • Insurance or medical aid claims that are unfairly rejected
  • Wrongful prosecution

What's Included in the Legal Prestige + plan

After Hours Bail Emergency Service

If a member is arrested after hours within a metropolitan area, we’ll get a lawyer to you. We can also reimburse you for legal fees on condition you have a justified and valid defence and provided all the conditions of the policy have been met.

Legal Prestige + members will, in addition, receive a cash benefit of up to R5 000 to be utilised to pay their bail.

After Hours Emergency Legal Advice

If you are in an emergency or traumatic event such as an accident or an incident that results in a death, you will have access to our after-hours emergency legal advisor. This service is for emergency situations only, and normal day-to-day requirements for legal advice (for example labour or civil matters) will be serviced during office hours only.

Tax advice

Get advice on all tax matters. What ever your question or concern, we can assist you.

Our expert tax advisors offer face-to-face consultations with you in our Johannesburg branch, or we can assist you telephonically or via Skype.

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Completion of your tax returns

Let our expert tax consultants handle your current years' tax return from completion to submission, and dealing with SARS on any queries.

No stress, no confusion, no problem - leave your tax concerns to us.

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Debt Assist

Debt affects many of us, but that doesn't mean it can't be conquered. With Legal&Tax, a professional debt counsellor will help you restructure your debts, ensuring your repayments are manageable and affordable, so you can enjoy a debt-free life.

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Retrenchment Benefit

Main members who have been retrenched from their jobs are entitled to a 6-consecutive month premium holiday on their policy, provided their premiums have been fully paid for the previous 12 months

Unfair Dismissal Benefit

Main members who have been unfairly dismissed from their jobs are entitled to a 6-consecutive month premium holiday on their policy, provided their premiums for this plan have been fully paid for the previous 12 months

Representation at Disciplinary Hearings

Legal representation at disciplinary hearings may be covered within a metropolitan area if your employer consents to you being represented. This benefit is capped at R2 000 per day up to a maximum of R6 000 (3 days).

Maternity Benefit

Mothers taking maternity leave will enjoy a 4-consecutive month premium holiday on their policy as main members, provided their premiums for this plan have been fully paid for the previous 12 months.

UIF Submissions for Maternity Leave Benefit

We will assist you with your Unemployment Insurance Fund submission to the Department of Labour, and with your UIF claims during your maternity leave.

Ante-Nuptial Contracts (ANC)
Ante-Nuptial Contracts are covered after receiving 6 consecutive premium payments and you reside in a Metropolitan area. Applications must be made at least 8 weeks prior to the date set for marriage.
Unopposed Divorce

Covered after we receive 6 consecutive premium payments for this plan and if the divorce is unopposed and both parties are in agreement with regards to the terms of the divorce.

Opposed Divorce

The main member of the legal plan will get cover of up to R10 000 for the legal fees that may arise should you divorce provided the member has paid their premiums for this plan for 12 consecutive months.

Maintenance

Our team of maintenance lawyers will assist main members with compiling and lodging your maintenance application as well as representing you in court within a metropolitan area and provided the member has paid their premiums for this plan for 12 consecutive months.

Cover on unopposed maintenance applications is capped at R850, and cover on opposed maintenance applications is capped at R3 350.

Exclusive features already added to this plan

Trauma Assist

We believe in being your lifelong companion. In emergencies or times of stress, we’re the ones to call.

With Trauma Assist you get emergency medical response and transportation, as well as telephonic nursing assistance and trauma counsellors available to support you.

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TeleTeacher

We’re always going above and beyond to help our members through life’s stages and changes. That’s why we’ve introduced TeleTeacher, an added Legal&Tax benefit for our Legal Prestige and Prestige+ members which provides educational help to grade 4 – 12 learners countrywide, in all major subjects and in English/Afrikaans only.

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Add these exclusive benefits on to your Legal Prestige + plan

Deceased Estates

Where a Legal Prestige + member holds both a legal and a funeral plan with Legal & Tax we will assist to lodge the deceased estate with the court or Master.

  • For estates valued at less than R250 000 we will assist with the preparation of the documentation required for you to lodge in the Magistrates Court. This service is capped at a value of R2 000.
  • For estates with a value of more than R250 000 we will assist with the preparation of the documentation required, as well as attend to the matter with the master of the High Court. This service is capped at a value of R4 000.
Dependants

For a small monthly amount, you can add family members to your plan. That way, with the help of Legal&Tax, you never have to worry about your family’s rights.

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What’s not covered?

The most common exclusions are prior events (i.e. pre-existing matters), business matters, family matters and deliberate criminal acts. Read the full policy document detailing the terms, conditions and exclusions. 

Please remember that even if your matter is not covered, we are always here to help with free legal advice.

Get Smart!

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The legal hub offers all you need to stay informed.

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