- My AI Lawyer
Up to R365 000 cover for legal fees per case.
Face-to-face consultations in our Johannesburg branch or by phone nationally
Communication and negotiations with other parties on your behalf
Advice on any legal matter
The following are some of the situations that may require legal advice and assistance:
If you’re arrested after hours within a metropolitan area, we can assist with providing you with an attorney. We can also reimburse you for legal fees, should you have a justified and valid defense and all the conditions of the policy have been met.
Legal Prestige + policyholders will, in addition, receive a cash benefit of up to R5 000 to be utilised to pay their bail.
If you are in an emergency or traumatic event such as an accident or an incident that results in a death, you will have access to our after-hours emergency legal advisor. This service is for emergency situations only, and normal day-to-day requirements for legal advice (for example labour or civil matters) will be serviced during office hours only.
Get advice on all tax matters. What ever your question or concern, we can assist you.
Our expert tax advisors offer face-to-face consultations with you in our Johannesburg branch, or we can assist you telephonically or via Skype.
Services provided by Legal&Tax
We offer you unlimited advice on any personal tax matter. Let our expert tax consultants handle the current year’s tax return from completion to submission, and deal with SARS on any other queries. A fee of R450 applies to previous years tax returns.
We provide unlimited debt and budgeting advice as well as free access to your annual credit report. We will facilitate debt negotiations, debt review, credit report disputes and ID theft. Our debt advisors can help you find a way to manage your debt and equip you with the budgeting skills you need.
Policyholders who have been retrenched or unfairly dismissed from their jobs are entitled to a 6-consecutive month payment holiday on their policy, provided their plan fee has been fully paid for the previous 12 months.
Policyholders who have been unfairly dismissed from their jobs are entitled to a 6-consecutive month payment holiday on their policy, provided their Plan Fees for this plan have been fully paid for the previous 12 months
Legal representation at disciplinary hearings may be covered within a metropolitan area if your employer consents to you being represented. This benefit is capped at R2 000 per day, up to a maximum of R6 000 (three days) provided the Policyholders plan fee has been fully paid for the previous 12 months.
As the policyholder, mothers will enjoy a 4-consecutive month payment holiday, provided their plan fees have been fully paid for the previous 12 months.
We can assist with your Unemployment Insurance Fund submission to the Department of Labour.
Ante-Nuptial Contracts are covered after receiving 6 consecutive payments and you reside in a Metropolitan area. Applications must be made at least 8 weeks prior to the date set for marriage.
As the policyholder, you are covered and if the divorce is unopposed, and both parties are in agreement with regards to the terms of the divorce. Effective after we receive 6 payments for this plan.
Opposed divorce may be covered up to a capped, all-inclusive amount if we have received 12 (twelve) payments prior to the submission of a claim. This benefit offers assistance in opposed divorce matters where a settlement has not been reached and an appearance to defend is intended. Cover is subject to the issues in dispute being reasonable and fair which include but are not limited to maintenance, care, contact and proprietary interests.
Our team of maintenance lawyers will assist policyholders with compiling and lodging new maintenance applications as well as representing you in court within a metropolitan area, provided the client has paid their plan fees for this plan the previous 12 months.
We believe in being your lifelong companion. In emergencies or times of stress, we’re the ones to call.
With Trauma Assist you get emergency medical response and transportation, as well as telephonic nursing assistance and trauma counsellors available to support you.
Services provided by ER24
We’re always going above and beyond to help our members through life’s stages and changes. That’s why we’ve introduced TeleTeacher, an added Legal&Tax benefit for our Legal Prestige and Prestige+ members, which provides educational help to grade 1 – 12 learners countrywide, across all major CAPS (Curriculum and Assessment Policy Statement) subjects aligned and relevant to both public and private schools, in English and Afrikaans.
Services provided by CIMS.
For Prestige and Prestige Plus Plan Policyholders who also hold a Prestige or Prestige Plus Funeral Policy with us, may enjoy cover up to a capped all-inclusive amount for disbursement fees towards lodging a deceased estate of the Policyholder or their Spouse, for a S18(3) estate or for an estate with the Master of the High Court, if we have received payment of 12 (twelve) consecutive / equivalent Plan Fees prior to submission of a claim. Applications must be made within 10 (ten) business days of a death.
For a small monthly amount, you can add up to 4 family members to your plan. That way, with the help of Legal&Tax, you never have to worry about your family’s rights.
The most common exclusions are prior events (i.e. pre-existing matters), business matters, family matters and deliberate criminal acts. Read the full policy document detailing the terms, conditions and exclusions.
Please remember that even if your matter is not covered, we are always here to help with qualified legal advice.
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