If a member is arrested after hours within a metropolitan area, we’ll get a lawyer to you. We can also reimburse you for legal fees on condition you have a justified and valid defence and provided all the conditions of the policy have been met.

If you are in an emergency or traumatic event such as an accident or an incident that results in a death, you will have access to our after-hours emergency legal advisor. This service is for emergency situations only, and normal day-to-day requirements for legal advice (for example labour or civil matters) will be serviced during office hours only.

Main members who have been retrenched from their jobs are entitled to a 6-consecutive month premium holiday on their policy, provided their premiums have been fully paid for the previous 12 months

Main members who have been unfairly dismissed from their jobs are entitled to a 6-consecutive month premium holiday on their policy, provided their premiums for this plan have been fully paid for the previous 12 months

Mothers taking maternity leave will enjoy a 4-consecutive month premium holiday on their policy as main members, provided their premiums for this plan have been fully paid for the previous 12 months.