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Legal Pocket +
LEGAL POCKET +
UP TO R120 000 COVER FOR LEGAL FEES PER CASER149 per monthincluding the insurance premium of R19
When would you need legal cover?Hide
The following are some of the situations that may require legal advice and assistance:
- Unfair dismissal
- Motor accidents or “third party” claims
- Personal injury or wrongful death
- Damage to property
- Contractual disputes
- Residential building disputes
- Defective goods
- Lease or body corporate complaints
- Insurance or medical aid claims that are unfairly rejected
- Wrongful prosecution
What's Included in the Legal Pocket + plan
After Hours Bail Emergency Service
If you're arrested after hours within a metropolitan area, we’ll get a lawyer to you. We can also reimburse you for legal fees on condition you have a justified and valid defence and provided all the conditions of the policy have been met.
After Hours Emergency Legal Advice
If you are in an emergency or traumatic event such as an accident or an incident that results in a death, you will have access to our after-hours emergency legal advisor. This service is for emergency situations only, and normal day-to-day requirements for legal advice (for example labour or civil matters) will be serviced during office hours only.
Debt Assist
We provide unlimited debt and budgeting advice as well as free access to your annual credit report. We will facilitate debt negotiations, debt review, credit report disputes and ID theft. Our debt advisors can help you find a way to manage your debt and equip you with the budgeting skills you need.
Retrenchment Benefit
Policyholders who have been retrenched or unfairly dismissed from their jobs are entitled to a 6-consecutive month payment holiday on their policy, provided their plan fee has been fully paid for the previous 12 months.
Unfair Dismissal Benefit
Policyholders who have been unfairly dismissed from their jobs are entitled to a 6-consecutive month payment holiday on their policy, provided their Plan Fees for this plan have been fully paid for the previous 12 months
Maternity Benefit
As the policyholder, mothers will enjoy a 4-consecutive month payment holiday, provided their plan fees have been fully paid for the previous 12 months.
Exclusive features already added to this plan
Trauma Assist
We believe in being your lifelong companion. In emergencies or times of stress, we’re the ones to call.
With Trauma Assist you get emergency medical response and transportation, as well as telephonic nursing assistance and trauma counsellors available to support you.
What’s not covered?
The most common exclusions are prior events (i.e. pre-existing matters), business matters, family matters and deliberate criminal acts.
Read the full policy document detailing the terms, conditions and exclusions. Please remember that even if your matter is not covered, we are always here to help with free advice.
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