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Legal&You Newsletter Q4 2020
Legal&You Newsletter Q4 2020
Thank you so much for your support during this difficult year. We wish you a very happy and healthy holiday period, and look forward to a new year filled with opportunity.
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Article
3Rd Quarter 2020 Newsletter Banner
Legal&You Newsletter Q3 2020
Welcome to the latest edition of Legal&You. We have put together a wonderful read this month with insights on the latest laws that impact your rights and responsibilities, along with excellent tips and guidance on planning for your future and looking after your health.
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Article
Main Banner June 2020
Legal&You Newsletter Q2 2020
The outbreak of a global pandemic and subsequent lockdown has seen life as we know it change in ways we could not have imagined six months ago. Yet I am so uplifted by how ordinary South Africans have shown such resilience and companionship. We have seen many everyday heroes emerge, like the nurses who catch a taxi before dawn, to work a 20-hour day in the most uncomfortable personal protective equipment… and there are thousands of people like this saving lives. You may not wear a cape, but you are a hero. Thank you!
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Family lawView all
Domestic Abuse
I am living with an abuser and am scared to be in lockdown with them
I am living with an abuser and am scared to be in lockdown with them
It's not just a physical attack, but can also include, sexual, emotional, psychological or economic harm
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Article
Mom Daughter
Divorce & co-parenting during the lockdown
I am divorced and co-parenting. What happens to my children during the lockdown?
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Article
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Is your child safe at school?
For any parent, school safety must simply be a guarantee. However, the recent tragedy in which 13-year-old Enoch Mpianzi died during a school camp for Parktown Boy’s High was a reminder that sadly this is not always the case.
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Article
Labour lawView all
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Workplace webinar
Workplace webinar
Watch our webinar where our legal advisors discuss leave, retrenchment and the CCMA. Know your rights, with Legal&Tax you're not alone.
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Video
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The CCMA – How does it work?
The Commission for Conciliation, Mediation and Arbitration is an independent dispute resolution body. We look at the purpose of the CCMA and what services it offers.
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Article
Additional December Feature Images Newsletter
The lowdown after lockdown on leave and bonuses
This article discusses an employees entitlement to leave, bonus and the effect of COVID-19 and the lockdown in South Africa.
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Article
Civil lawView all
Extra Square Imagery For Q3 Newsletter Feature 6 Popi Act
Snap, crackle and POPI
Snap, crackle and POPI
We advise you on how to guard your personal information from harmful use.
How to guide
How to guide
Rental Housing
The rental housing tribunal
Are you a landlord or tenant? If so, it is vital to understand the role and function of the rental housing tribunal.
How to guide
How to guide
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What to do if you can't pay rent this month
One of the questions posed to our legal advisors during the lockdown period is "What if I can't afford to pay my rent this month?" Chantel explains how to handle this in the legally correct way.
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Criminal lawView all
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Clearing your criminal record
Clearing your criminal record
You can apply for expungement of your criminal record provided you meet the criteria, allowing you to carry on with life without a criminal record being an obstruction to employment opportunities.
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Article
Extra Square Imagery For Q3 Newsletter Feature 7 Rights On The Road
Your rights and duties on the road
Everything you need to know about roadblocks and when you are being pulled over on the road by a traffic officer. Your rights and responsibilities as a motorist are explained to you.
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Article
Judiciary Logo
Lockdown law breakers & fines for offences
Determination of admission of guilt fines in respect of offences in terms of the disaster management act 2002(act no 57 of 2002) regulations 2020. Note these fines are published by Magistrates' Courts Judiciary Republic of South Africa Gauteng Admin region 5A. The fines applicable to your area may differ.
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Article
CoronavirusView all
Covid Funerals
Funerals in the time of COVID-19
Funerals in the time of COVID-19
The lockdown and rules regarding funerals have meant that many people have had to balance adhering to the law and practicing their cultural traditions.
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Article
Lady In Mask
Answering your questions about the Covid-19 Coronavirus
A series of short videos to help you understand the facts and debunk the myths associated with the COVID-19 Coronavirus.
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Budget
How to apply for new ‘lockdown’ grants
We are living during difficult times as the world battles against the COVID-19 coronavirus. As we try to save lives, unfortunately many people’s livelihoods (the money they earn from the work they do) are gone. However, if you have been affected by this situation, the government is trying to support you. They are offering different kinds of financial help. Read below for our guide on how to get money that can assist you and your family to survive:
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DiseaseView all
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Is low-cost private medical cover a thing of the past?
Is low-cost private medical cover a thing of the past?
Recently, it was announced that medical aids might no longer be allowed to offer low-cost benefit options for people who cannot afford to pay for full medical aid cover.
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Article
CancerView all
Extra Square Imagery For Q3 Newsletter Feature 8 Cancer Screening
Early screening and testing for cancer can save your life
Early screening and testing for cancer can save your life
Live a healthier life through preventative care by performing cancer screening regularly.
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Article
MedicineView all
Flu Article
Stop flu from infecting you!
Stop flu from infecting you!
Legal&Tax’s medical experts are here to inform you about the key facts of flu and how to help prevent you and your family from getting sick this season.
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Article
Funeral planningView all
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Why you should have a funeral plan
Why you should have a funeral plan
Making financial plans to be able to afford your own funeral or that of your loved one's is crucial to ease financial stress during a difficult time of grief.
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Article
Extra Square Imagery For Q3 Newsletter Feature 3 Will Testament
A self help guide on putting together your last will and testament
Death is inevitable, therefore it's wise to plan ahead by having a will to ensure that your last wishes are carried out and your estate is distributed accordingly.
How to guide
How to guide
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Planning the paperwork of your passing
When you're gone, you can alleviate the burden and stress on your loved ones by putting together a "red file" (also known as a death file) which will house all your valuable information needed to carry out your funeral as well as to settle your estate.
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Article
Estate planningView all
Extra Square Imagery For Q3 Newsletter Feature 1 Deceased Estate
Deceased estates
Deceased estates
Plan your estate now to eliminate any problems upon your death. Protect your loved ones by minimising the chances of family strife and ugly battles.
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Article
Tito Mboweni
Unpacking the Supplementary Budget Speech 2020
Unpacking the Supplementary Budget Speech 2020
Johan Swart, Head of Tax, gives us an overview of the supplementary budget delivered by Minister of Finance, Tito Mboweni, on 24 June 2020, detailing the adjustments to the national budget due to the impact of COVID-19 on the economy, tax revenue and expenditure.
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What the budget speech means for us
Very few of us take the time to sit down, and really consider what our country’s annual budget means. We take notice of the tax increases, and how much more our fuel will cost, and our tipple and smokes. We already make little calculations in our minds on how we will have to adjust our personal budgets to make ends meet.
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Get Smart 1
Budget 2020 highlights
A breakdown of highlights from the most recent budget speech
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Article
Extra Square Imagery For Q3 Newsletter Feature 5 Vehicle Repossession
How to put the brakes on vehicle repossession
How to put the brakes on vehicle repossession
In the current economic down turn, you may find yourself falling behind on your monthly car payments. We provide you with all the available options to help you prevent your car from getting repossessed by the bank or loan/credit provider.
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Article
Member Guides Site Banner Debt Councelling
Debt counselling: is it for you?
Understanding the debt review process and how this can protect your assets from being repossessed by your credit provider.
How to guide
How to guide
Member Guides Site Banner Credit Reports
Do you know your credit score? You should!
We discuss how a credit report can help you keep up to date with your financial status by doing a credit bureau check.
How to guide
How to guide
BudgetingView all
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Festive season shopping
Festive season shopping
Money might be tight this year and financial constraints may require some adjustments. We give you tips on how you can protect your wallet from the temptation to overspend.
How to guide
How to guide
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HOW TO BE BLACK FRIDAY #WINNING
The buzz around Black Friday is building – and while there are certainly chances to get some good bargains – you also need to be careful not to slip into overspending or be duped by dodgy deals.
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EducationView all
Kids At School Desks
Parktown school’s tragedy
Parktown school’s tragedy
The recent tragedy in which 13-year-old Enoch Mpianzi died during a Grade 8 orientation school camp for Parktown Boy’s High has sent shockwaves across South Africa.
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Article
Youth Day Twiiter Linked In 2020
We are young, we are free
June 16th marks the extraordinary sacrifice that the students of the Soweto Uprising in 1976 made in protesting against their apartheid oppression.
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AllergiesView all
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When Spring brings on the Sniffles
When Spring brings on the Sniffles
Spring is here and while we all dream of spending time outdoors, enjoying fresh air and beautiful flowers, this time of the year also marks the beginning of ‘Allergy Season’.
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Article
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Unpacking NHI
Unpacking NHI
What does universal health coverage mean for the man on the street
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Article
Substance abuseView all
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When the Party is Over
When the Party is Over
While the festive season often becomes the reason to party and have a drink or two, there is a darker side to indulging in alcohol and other dangerous substances. Brain damage, strokes, bleeding in the throat, a loss of breath, heart disease, liver failure, stomach and intestinal cancer and ulcers, impotence and infertility, osteoporosis… And death. These are some of the terrifying effects that alcohol and drugs can have on your body.
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Article
Cannabis Leaves
The impact of alcohol and drug abuse
Substance abuse has long term side effects, that will impact you and those around you
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Infographic
Lts Alcohol Abuse
The harmful effects of alcohol abuse
Understand how alcohol impacts on your body
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Infographic
Additional December Feature Images Newsletter4
Giving up the Ghost of Grief
Giving up the Ghost of Grief
Grieving the loss of a parent affects us in a multitude of ways. Learn to recognize the five stages of grief and know how they will help you as you heal.
How to guide
How to guide
SuncareView all
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When Heatstroke Hits
When Heatstroke Hits
Summertime and sunshine are two of South African’s favourite things. However, too much heat can be very dangerous to your health. One of the dangers is that you can get heatstroke. This is an extremely dangerous medical condition.
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Article
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Safety First when it Comes to the Summer Sun
Having fun in the sun is everyone’s main wish when summertime arrives. Indeed, we need to get some sunshine in order to create Vitamin D and for other health benefits. However, too much time spent in the sun can be very dangerous to your health. Therefore you must make sure that you protect yourself very carefully from its effects.
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Article
Mental healthView all
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When your Holiday Does Not Feel Jolly
When your Holiday Does Not Feel Jolly
Often when we look at Hollywood versions of holiday time, we see a picture of happiness, warmth, and lots of quality time with friend and family. However, for many this is not the reality. In fact, for many people the holiday time can be very lonely.
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Article
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It’s important to Open Up about Mental Health
Mental health is linked to the idea of psychological wellbeing. This means that you have a sense of stable and positive emotions and good interactions with other people. When your mental health is in order, you are able to cope with different situations, including those that are stressful. You are also able to make calm and careful choices. However, there can be times that you experience mental health problems.
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Article
Consumer protectionView all
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Legally Smart Shopping Will Reap Rewards
Legally Smart Shopping Will Reap Rewards
Holiday time often means shopping time! However, before the bargain-hunting bug hits, read Legal&Tax’s guide to smart spending (and hopefully a little bit of saving too!)
How to guide
How to guide
Health emergenciesView all
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First aid checklist
First aid checklist
Make sure your emergency kit is stocked with the items in thechecklistto deal with emergencies.
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Video
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Identifying emergencies
Learn how to prepare for, respond to and recover from many types of emergencies.
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Video
Hands Only Cpr
Hands only CPR
Handsonly CPR is without mouth to mouth breaths but can be just as effective as conventional CPR. We show you how to perform this technique to help save a life.
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Video