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Main Banner June 2020
Legal&You Newsletter Q2 2020
Legal&You Newsletter Q2 2020
The outbreak of a global pandemic and subsequent lockdown has seen life as we know it change in ways we could not have imagined six months ago. Yet I am so uplifted by how ordinary South Africans have shown such resilience and companionship. We have seen many everyday heroes emerge, like the nurses who catch a taxi before dawn, to work a 20-hour day in the most uncomfortable personal protective equipment… and there are thousands of people like this saving lives. You may not wear a cape, but you are a hero. Thank you!
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Article
Main Banner March 2020
Legal&You Newsletter Q1 2020
Being your lifelong companion is not just a tag line or motto. It is at the very centre of everything we do at Legal&Tax. We are driven to offer your products and services that are meaningful in your time of need, and to provide you with information and advice that help you to navigate the unforeseen events that life will throw your way
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Article
Main Banner Q4 2019
Legal&You Newsletter Q4 2019
Welcome to the final edition of Legal&You for the year Thank you for your support over the last year. As we approach the festive season, we have had time to reflect on our mission to be your companion. That means that with Legal&Tax you are not alone. We are here for you through every step of your life.
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Article
Family lawView all
Domestic Abuse
I am living with an abuser and am scared to be in lockdown with them
I am living with an abuser and am scared to be in lockdown with them
It's not just a physical attack, but can also include, sexual, emotional, psychological or economic harm
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Article
Mom Daughter
Divorce & co-parenting during the lockdown
I am divorced and co-parenting. What happens to my children during the lockdown?
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Article
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Is your child safe at school?
For any parent, school safety must simply be a guarantee. However, the recent tragedy in which 13-year-old Enoch Mpianzi died during a school camp for Parktown Boy’s High was a reminder that sadly this is not always the case.
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Article
Labour lawView all
Member Guides Site Banner Ccma
The CCMA – what's it all about?
The CCMA – what's it all about?
We help you understand the role of the Commission for Conciliation, Mediation and Arbitration (CCMA) as an independent authority aimed at promoting fair practices in the work environment. The CCMA resolves labour disputes and provides advice and training on labour relations.
How to guide
How to guide
Covid19 If I Get Sick
COVID-19: Staying covered if you get sick
If you get the Covid-19 virus, you cannot go to work. It does not matter if you do not feel very sick. You must still stay at home or in hospital. Otherwise, you will be putting other people’s lives at risk.
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Article
Labour Rights
Coronavirus (COVID-19) and your rights at work
The world is facing a health crisis with the coronavirus (COVID-19) outbreak, and every workplace has to help fight it.
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Article
Civil lawView all
Rental Housing
The rental housing tribunal
The rental housing tribunal
Are you a landlord or tenant? If so, it is vital to understand the role and function of the rental housing tribunal.
How to guide
How to guide
Rent Image
What do do if you can't pay rent this month
One of the questions posed to our legal advisors during the lockdown period is "What if I can't afford to pay my rent this month?" Chantel explains how to handle this in the legally correct way.
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Video
Man With Debt
What are your legal options when you can't pay your debt?
You may have another option when you are struggling to make loan repayments. Chantel explains how to legally cut your costs in times of financial distress.
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Article
Criminal lawView all
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Lockdown law breakers & fines for offences
Lockdown law breakers & fines for offences
Determination of admission of guilt fines in respect of offences in terms of the disaster management act 2002(act no 57 of 2002) regulations 2020. Note these fines are published by Magistrates' Courts Judiciary Republic of South Africa Gauteng Admin region 5A. The fines applicable to your area may differ.
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Article
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Lockdown living rules
Understanding some of the rules around the lockdown.
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Article
Lts Feb 2020 Newsletter Banner Images Sized For Website Corona Virus
COVID-19: You cannot refuse isolation
If you are diagnosed with COVID-19, you will be told to go into quarantine. This means you have to stay in isolation (in a space by yourself) and may not come into contact with other people.
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Article
CoronavirusView all
Covid Funerals
Funerals in the time of COVID-19
Funerals in the time of COVID-19
The lockdown and rules regarding funerals have meant that many people have had to balance adhering to the law and practicing their cultural traditions.
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Article
Lady In Mask
Answering your questions about the Covid-19 Coronavirus
A series of short videos to help you understand the facts and debunk the myths associated with the COVID-19 Coronavirus.
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Budget
How to apply for new ‘lockdown’ grants
We are living during difficult times as the world battles against the COVID-19 coronavirus. As we try to save lives, unfortunately many people’s livelihoods (the money they earn from the work they do) are gone. However, if you have been affected by this situation, the government is trying to support you. They are offering different kinds of financial help. Read below for our guide on how to get money that can assist you and your family to survive:
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DiseaseView all
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Is low-cost private medical cover a thing of the past?
Is low-cost private medical cover a thing of the past?
Recently, it was announced that medical aids might no longer be allowed to offer low-cost benefit options for people who cannot afford to pay for full medical aid cover.
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Article
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Time To talk about TB
It’s Time… To talk about TB. To Know my TB status. To step up the fight to end TB. For a World without TB
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Article
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Are you diabetic
10 questions to ask, if you are worried you have diabetes.
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Article
HIV / AIDSView all
Social Cards 1
Be blood (ubuntu) brothers & sisters
Be blood (ubuntu) brothers & sisters
Every few seconds, someone, somewhere, needs blood.This is the message from the World Health Organisation ahead of World Blood Donor Day which is remembered around the globe every year on 14 June.
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Article
Heart Hands Banner
World Aids Day
A quick read to help you avoid or manage HIV infection.
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MedicineView all
Flu Article
Stop flu from infecting you!
Stop flu from infecting you!
Legal&Tax’s medical experts are here to inform you about the key facts of flu and how to help prevent you and your family from getting sick this season.
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Article
Vaccinations Article
Be Part of the Vacin-Nation
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Article
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Salt In Your Diet
Salt In Your Diet
Research has shown that a high salt (sodium) intake is linked to increased blood pressure (hypertension) which can lead to serous health complications.
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Article
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Are You Water Wise?
If we look at the composition of our bodies, water is the largest single component of the body. It compromises up to 60-70% of our total body weight. Every chemical, biochemical and metabolic reaction that takes place in the body requires water to be present.
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Article
FitnessView all
Body Type
Train right for your body type
Train right for your body type
Figure out what type of body shape you have, and then choose exercises that best suit the needs of your particular build
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Article
SmokingView all
Stop Smoking
Stop smoking today!
Stop smoking today!
But staying smoke-free is the real struggle
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Article
Funeral planningView all
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How to write a meaningful eulogy
How to write a meaningful eulogy
A eulogy is the speech that is given at a funeral. Although this is a very sad time, a eulogy will acknowledge not just the tragedy of the person’s passing but will also pay tribute to the life that they have lived and the love that they have inspired.
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Article
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Dealing with Death and Grief
Death is a hard reality and to lose a loved one can leave you experiencing great emotional pain. It is completely normal to find yourself reacting in a variety of ways and to find that your emotions keep switching, as you try and cope with this trauma.
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Article
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Preparing for the death of a parent
Imagining life without your parents is tough, but as they grow older, losing your mom and dad becomes a hard fact you have to face
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Estate planningView all
Last Will
Deceased estates and the law
Deceased estates and the law
Death is a difficult and emotional subject to handle. While we can’t take away the pain, we can make the experience a little easier by helping you prepare for the practical realities that need to be in place.
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Funeral And Estate Planning
Is your estate in order?
Making sure you have a funeral plan that provides for a dignified burial may be the first step you take, but there is so much more to consider. These considerations must be stated in your last will and testament.
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Article
Tito Mboweni
Unpacking the Supplementary Budget Speech 2020
Unpacking the Supplementary Budget Speech 2020
Johan Swart, Head of Tax, gives us an overview of the supplementary budget delivered by Minister of Finance, Tito Mboweni, on 24 June 2020, detailing the adjustments to the national budget due to the impact of COVID-19 on the economy, tax revenue and expenditure.
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What the budget speech means for us
Very few of us take the time to sit down, and really consider what our country’s annual budget means. We take notice of the tax increases, and how much more our fuel will cost, and our tipple and smokes. We already make little calculations in our minds on how we will have to adjust our personal budgets to make ends meet.
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Get Smart 1
Budget 2020 highlights
A breakdown of highlights from the most recent budget speech
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Article
Member Guides Site Banner Debt Councelling
Debt counselling: is it for you?
Debt counselling: is it for you?
Understanding the debt review process and how this can protect your assets from being repossessed by your credit provider.
How to guide
How to guide
Member Guides Site Banner Credit Reports
Do you know your credit score? You should!
We discuss how a credit report can help you keep up to date with your financial status by doing a credit bureau check.
How to guide
How to guide
Debt
Understanding credit life insurance
If you are struggling with financial distress at the moment and are unable to make loan repayments you may have the ability to cover your debts if you are retrenched or due to other life events. Alternatively you need to approach your bank to make alternative payment arrangements. We unpack your options
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BudgetingView all
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HOW TO BE BLACK FRIDAY #WINNING
HOW TO BE BLACK FRIDAY #WINNING
The buzz around Black Friday is building – and while there are certainly chances to get some good bargains – you also need to be careful not to slip into overspending or be duped by dodgy deals.
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Article
Budget
How to budget towards a bold future
If you constantly find yourself having more month left than money just before pay-day, it is time to make a budget.
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Article
Holiday Season Budgeting
Tips for surviving the financial pinch this Christmas
As the festive season approaches, we all feel the pressure on our pocket, whether it’s the cost of a holiday, the price of gifts or the cost of entertaining family and friends
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Constitutional lawView all
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Voting allows democracy to win
Voting allows democracy to win
Voting allows democracy to win. Assert your democratic right and make your mark.
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Article
Scool Kids
School fees and the law
Although the value of education is priceless, the actual price tag on schooling can be a heavy burden on parents. Understand your rights when it comes to the paying of school fees and other related costs.
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Article
School Girl
School discipline and the law
What laws impact on how your child can be disciplined at school
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EducationView all
Kids At School Desks
Parktown school’s tragedy
Parktown school’s tragedy
The recent tragedy in which 13-year-old Enoch Mpianzi died during a Grade 8 orientation school camp for Parktown Boy’s High has sent shockwaves across South Africa.
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Article
Youth Day Twiiter Linked In 2020
We are young, we are free
June 16th marks the extraordinary sacrifice that the students of the Soweto Uprising in 1976 made in protesting against their apartheid oppression.
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Article
AllergiesView all
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When Spring brings on the Sniffles
When Spring brings on the Sniffles
Spring is here and while we all dream of spending time outdoors, enjoying fresh air and beautiful flowers, this time of the year also marks the beginning of ‘Allergy Season’.
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Article
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Unpacking NHI
Unpacking NHI
What does universal health coverage mean for the man on the street
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Article
Substance abuseView all
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When the Party is Over
When the Party is Over
While the festive season often becomes the reason to party and have a drink or two, there is a darker side to indulging in alcohol and other dangerous substances. Brain damage, strokes, bleeding in the throat, a loss of breath, heart disease, liver failure, stomach and intestinal cancer and ulcers, impotence and infertility, osteoporosis… And death. These are some of the terrifying effects that alcohol and drugs can have on your body.
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Article
Cannabis Leaves
The impact of alcohol and drug abuse
Substance abuse has long term side effects, that will impact you and those around you
Infographic
Infographic
Lts Alcohol Abuse
The harmful effects of alcohol abuse
Understand how alcohol impacts on your body
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Infographic
SuncareView all
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When Heatstroke Hits
When Heatstroke Hits
Summertime and sunshine are two of South African’s favourite things. However, too much heat can be very dangerous to your health. One of the dangers is that you can get heatstroke. This is an extremely dangerous medical condition.
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Article
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Safety First when it Comes to the Summer Sun
Having fun in the sun is everyone’s main wish when summertime arrives. Indeed, we need to get some sunshine in order to create Vitamin D and for other health benefits. However, too much time spent in the sun can be very dangerous to your health. Therefore you must make sure that you protect yourself very carefully from its effects.
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Mental healthView all
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When your Holiday Does Not Feel Jolly
When your Holiday Does Not Feel Jolly
Often when we look at Hollywood versions of holiday time, we see a picture of happiness, warmth, and lots of quality time with friend and family. However, for many this is not the reality. In fact, for many people the holiday time can be very lonely.
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Article
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It’s important to Open Up about Mental Health
Mental health is linked to the idea of psychological wellbeing. This means that you have a sense of stable and positive emotions and good interactions with other people. When your mental health is in order, you are able to cope with different situations, including those that are stressful. You are also able to make calm and careful choices. However, there can be times that you experience mental health problems.
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Consumer protectionView all
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Legally Smart Shopping Will Reap Rewards
Legally Smart Shopping Will Reap Rewards
Holiday time often means shopping time! However, before the bargain-hunting bug hits, read Legal&Tax’s guide to smart spending (and hopefully a little bit of saving too!)
How to guide
How to guide