What Your Family Won’t Tell You About Your Funeral

What Your Family Won’t Tell You About Your Funeral
They Don’t Want to Pay for It

Most families won’t say it — but they can’t afford your funeral. Get simple cover that pays out when it matters. 

Darren Cohen
Darren Cohen - General Manager
30 June 2025 | 4 minute read
YOU DECIDE THE LEGACY YOU LEAVE
PLAN NOW. PROTECT LATER
What Your Family Wont Tell You About Your Funeral Deep Etch LT

When it comes to funerals, there’s one truth many families won’t say out loud: they don’t want to pay for it. The reality is, funeral costs can be overwhelming, and without planning, they often fall on the shoulders of loved ones already dealing with grief and loss.

Why Waiting to Get Funeral Cover Could Cost Your Family More Than You Think

Funeral cover is the most common insurance in South Africa — but not all providers are created equal. With Legal&Tax, you get straightforward plans, no hidden fees, and a simple process designed for real families.

Every day you delay getting covered, your loved ones face the risk of paying thousands of rand out of pocket during an already painful time.

Don’t leave their peace of mind to chance. Get covered with Legal&Tax today — before life’s uncertainties force tough decisions on your family tomorrow.

Our quick and easy online sign-up process means you could have protection in place by the end of the day.

The Unspoken Burden of Funeral Costs

Families often avoid discussing funeral expenses for a simple reason — no one wants to think about death or financial struggles during such emotional times. Yet, when a loved one passes, these costs suddenly become urgent.

Transport, burial fees, coffin or casket expenses, catering for mourners, funeral home services — the list is long and costly. Many families end up borrowing money, delaying funeral arrangements, or going into debt just to say goodbye properly.

The stress of these unexpected expenses can turn what should be a time of remembrance and peace into conflict and hardship.

Taking Control: How Funeral Cover Helps You Protect Your Family

You have the power to spare your family from this hidden burden. Funeral cover is not just an insurance policy — it’s an act of love, dignity, and responsibility.

At Legal&Tax, our Funeral Plan is designed to be simple and transparent. There are no confusing fees or hidden charges — just straightforward cover that you can understand and trust.

BE PREPARED
A FUNERAL PLAN ISN’T FOR YOU — IT’S FOR THE PEOPLE YOU LEAVE BEHIND
Funeral Deep Etch LT

What Makes Our Funeral Plan Different?

  • Clear, Fixed Pricing: You know exactly what you pay every month. No surprises.
  • Who Is Covered: Choose between individual or family plans, tailored to your needs. Our family plans cover you, your spouse, and up to five children under 18.
  • What’s Included: Your plan pays out a fixed cash amount to cover funeral costs.
  • Easy Claims Process: When the time comes, your family won’t have to deal with mountains of paperwork. Our claims process is straightforward and fast, helping your loved ones get the support they need without delay.

Why Planning Ahead Matters — Today

The sooner you plan, the better. Waiting until a crisis happens means your family is left making rushed decisions without time to prepare financially or emotionally.

Planning your funeral cover now means:

  • You decide the type and amount of cover that suits your family’s needs and budget.
  • You ensure your cover is active and up to date, avoiding delays in claims when your family needs it most.
  • You open the door to additional support services Legal&Tax may offer, like bereavement counselling or assistance with paperwork.

Mandela’s Legacy: Dignity and Responsibility in Every Generation

Nelson Mandela taught us the importance of protecting the vulnerable and planning for the future with dignity. Taking control of your funeral cover is a modern way to carry forward that legacy — showing love and care for those you leave behind.

It’s a way of saying: “I’ve got this covered, so you don’t have to.”

How to Get Started With Legal&Tax Funeral Cover

Legal&Tax offers straightforward and affordable funeral plans designed to meet different family needs and budgets. Whether you’re looking for individual or family cover, our plans help ensure you and your loved ones are protected.

Affordable funeral cover for your immediate family.
Platinum
R35 000
funeral expenses cover
Purchase plan
per month
R242
per month
Main memberR35 000
SpouseR35 000
Child (aged 14 – 18)R35 000
Child (aged 6 – 13)R17 500
Child (aged 1 - 5)R8 750
Baby (0 – 11 months)R4 375
Stillborn (after 26 weeks)R4 375
Main memberR35 000
SpouseR35 000
Child (aged 14 – 18)R35 000
Child (aged 6 – 13)R17 500
Child (aged 1 - 5)R8 750
Baby (0 – 11 months)R4 375
Stillborn (after 26 weeks)R4 375
Prestige +
R25 000
funeral expenses cover
Purchase plan
per month
R193
per month
Main memberR25 000
SpouseR25 000
Child (aged 14 – 18)R25 000
Child (aged 6 – 13)R12 500
Child (aged 1 - 5)R6 250
Baby (0 – 11 months)R3 125
Stillborn (after 26 weeks)R3 125
Main memberR25 000
SpouseR25 000
Child (aged 14 – 18)R25 000
Child (aged 6 – 13)R12 500
Child (aged 1 - 5)R6 250
Baby (0 – 11 months)R3 125
Stillborn (after 26 weeks)R3 125
Best seller
Prestige
R18 500
funeral expenses cover
Purchase plan
per month
R149
per month
Main memberR18 500
SpouseR18 500
Child (aged 14 – 18)R18 500
Child (aged 6 – 13)R9 250
Child (aged 1 - 5)R4 625
Baby (0 – 11 months)R2 313
Stillborn (after 26 weeks)R2 313
Main memberR18 500
SpouseR18 500
Child (aged 14 – 18)R18 500
Child (aged 6 – 13)R9 250
Child (aged 1 - 5)R4 625
Baby (0 – 11 months)R2 313
Stillborn (after 26 weeks)R2 313
Gold
R12 500
funeral expenses cover
Purchase plan
per month
R127
per month
Main memberR12 500
SpouseR12 500
Child (aged 14 – 18)R12 500
Child (aged 6 – 13)R6 250
Child (aged 1 - 5)R3 125
Baby (0 – 11 months)R1 563
Stillborn (after 26 weeks)R1 563
Main memberR12 500
SpouseR12 500
Child (aged 14 – 18)R12 500
Child (aged 6 – 13)R6 250
Child (aged 1 - 5)R3 125
Baby (0 – 11 months)R1 563
Stillborn (after 26 weeks)R1 563

Here’s how you can get started today:

The Gift of Preparation: Peace for You, Protection for Them

Talking about funerals and planning cover isn’t easy — but it’s one of the most loving gifts you can give your family. By preparing today, you free them from financial worry tomorrow, so they can focus on remembering you with love and peace.

Your family will thank you in ways words can’t express.

With Legal&Tax, you’re not alone

Take control of your legacy and protect your family’s future today.
💬 WhatsApp: +27 (71) 526 8527
☎️ Call: 0860 587 587
✉️ Email: info@legalandtax.co.za

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