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Budget Guide

Your Guide to Budgeting

Only when you get real and honest with yourself about your spending habits can you truly get sharp about money. So, take out all your receipts, statements and credit cards, and educate yourself on the journey to financial awareness.
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Your Budget Quiz

Download our free budgeting quiz to see how save savvy you are.
How to guide
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Festive season shopping

Money might be tight this year and financial constraints may require some adjustments. We give you tips on how you can protect your wallet from the temptation to overspend.
How to guide
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Balance your budget and enjoy financial freedom

Budgeting allows you to set and track your financial goals. Managing your money well is all about careful planning, saving and cutting back on excessive spending.
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HOW TO BE BLACK FRIDAY #WINNING

The buzz around Black Friday is building – and while there are certainly chances to get some good bargains – you also need to be careful not to slip into overspending or be duped by dodgy deals.
Article
Holiday Season Budgeting

Tips for surviving the financial pinch this Christmas

As the festive season approaches, we all feel the pressure on our pocket, whether it’s the cost of a holiday, the price of gifts or the cost of entertaining family and friends
Article
Budget

How to budget towards a bold future

If you constantly find yourself having more month left than money just before pay-day, it is time to make a budget.
Article
Budgeting and debt management tips

Budgeting and debt management tips

How to proactively deal with your debt
Article
Budget

How to apply for new ‘lockdown’ grants

We are living during difficult times as the world battles against the COVID-19 coronavirus. As we try to save lives, unfortunately many people’s livelihoods (the money they earn from the work they do) are gone. However, if you have been affected by this situation, the government is trying to support you. They are offering different kinds of financial help. Read below for our guide on how to get money that can assist you and your family to survive:
Article
Back to school

How to budget for and spend wisely on school supplies

Tips to help you plan ahead for the back to school season
Article
debt management and budgeting

Odd jobs to earn you extra cash while still studying

#IWishILearntThatInSchool - Part of our series supporting the youth. 22 seconds filled with ideas for your side hustle.
Article
Man With Debt

COVID-19: Dealing with Debt and Money matters

What to do if you cannot pay your accounts or your rent
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VideosView all
Tito Mboweni

Unpacking the Supplementary Budget Speech 2020

Johan Swart, Head of Tax, gives us an overview of the supplementary budget delivered by Minister of Finance, Tito Mboweni, on 24 June 2020, detailing the adjustments to the national budget due to the impact of COVID-19 on the economy, tax revenue and expenditure.
Video
debt management and budgeting

Money Management webinar

We discuss the importance of budgeting, saving and managing your debt.
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Budget Breakdown

Budgeting #IWishILearntThatInSchool – Part of our series supporting the youth. Breakdown your necessities, savings and luxuries. Access other #IWishILearntThatInSchool articles and videos With Legal&Tax you’re not alone. Auth FSP
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Get out of debt

Conquer your debt in 2022 webinar

In this webinar, we help you deal with your debt after the December holiday season, show you how to tackle the back-to-school-season and plan and budget for financial success in 2022.
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over indebted

What to do if you’re over-indebted

Find out how to deal with too much debt
Video
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debt management and budgeting

Budget template

Our budget template can help you track your expenses during the month. Get on top of your debt and start saving today with our free template
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