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Budget Guide

Your Guide to Budgeting

Only when you get real and honest with yourself about your spending habits can you truly get sharp about money. So, take out all your receipts, statements and credit cards, and educate yourself on the journey to financial awareness.
How to guide
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Your Budget Quiz

Download our free budgeting quiz to see how save savvy you are.
How to guide
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Festive season shopping

Money might be tight this year and financial constraints may require some adjustments. We give you tips on how you can protect your wallet from the temptation to overspend.
How to guide
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Balance your budget and enjoy financial freedom

Budgeting allows you to set and track your financial goals. Managing your money well is all about careful planning, saving and cutting back on excessive spending.
How to guide
ArticlesView all
Holiday Season Budgeting

Tips for surviving the financial pinch this Christmas

As the festive season approaches, we all feel the pressure on our pocket, whether it’s the cost of a holiday, the price of gifts or the cost of entertaining family and friends
Article
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HOW TO BE BLACK FRIDAY #WINNING

The buzz around Black Friday is building – and while there are certainly chances to get some good bargains – you also need to be careful not to slip into overspending or be duped by dodgy deals.
Article
Budget

How to budget towards a bold future

If you constantly find yourself having more month left than money just before pay-day, it is time to make a budget.
Article
Health Eating On A Budget

10 tips for healthy eating on a budget

Following a healthy diet comes with a range of well-known benefits, including lowering the risk of diabetes and heart disease, maintaining a healthy weight, and supplying your body with the necessary nutrients.
Article
Budget

How to apply for new ‘lockdown’ grants

We are living during difficult times as the world battles against the COVID-19 coronavirus. As we try to save lives, unfortunately many people’s livelihoods (the money they earn from the work they do) are gone. However, if you have been affected by this situation, the government is trying to support you. They are offering different kinds of financial help. Read below for our guide on how to get money that can assist you and your family to survive:
Article
Man With Debt

COVID-19: Dealing with Debt and Money matters

What to do if you cannot pay your accounts or your rent
Article
Template contract

Budget template

Download your free budget template
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VideosView all
LTA Feature story Money management webinar 2021

Money Management webinar

We discuss the importance of budgeting, saving and managing your debt.
Video
Tito Mboweni

Unpacking the Supplementary Budget Speech 2020

Johan Swart, Head of Tax, gives us an overview of the supplementary budget delivered by Minister of Finance, Tito Mboweni, on 24 June 2020, detailing the adjustments to the national budget due to the impact of COVID-19 on the economy, tax revenue and expenditure.
Video

Debt Assist: Overview

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Debt Advice

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Debt Assist: Alternative Dispute Resolution (ADR)

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Debt Counselling

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Infographic
Black Family

Your life long companion

From birth to death, for work, personal and everything in between, it is our aim to be your lifelong companion. This infographic shows you how we are there for you at every life stage.
Infographic