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Legal Insurance Prestige Plan
Legal Prestige
R238 per month
which includes the insurance premium of R29
Get up to R270 000 cover for legal fees per case.
All legal plans with Legal&Tax give you
Face-to-face consultations in our Johannesburg branch or by phone nationally
Communication and negotiations with other parties on your behalf
Advice on any legal matter
When would you need legal cover?Hide
The following are some of the situations that may require legal advice and assistance:
- Unfair dismissal
- Motor accidents or “third party” claims
- Personal injury or wrongful death
- Damage to property
- Contractual disputes
- Residential building disputes
- Defective goods
- Lease or body corporate complaints
- Insurance or medical aid claims that are unfairly rejected
- Wrongful prosecution
What's Included in the Legal Prestige plan
After Hours Bail Emergency Service
If you're arrested after hours within a metropolitan area, we’ll get a lawyer to you. We can also reimburse you for legal fees on condition you have a justified and valid defence and provided all the conditions of the policy have been met.
Legal Prestige policyholders will, in addition, receive a cash benefit of up to R2 500 to be utilised to pay their bail.
After Hours Emergency Legal Advice
If you are in an emergency or traumatic event such as an accident or an incident that results in a death, you will have access to our after-hours emergency legal advisor. This service is for emergency situations only, and normal day-to-day requirements for legal advice (for example labour or civil matters) will be serviced during office hours only.
Tax advice
Get advice on all tax matters. What ever your question or concern, we can assist you.
Our expert tax advisors offer face-to-face consultations with you in our Johannesburg branch, or we can assist you telephonically or via Skype.
Services provided by Legal&Tax
Completion of your tax returns
We offer you unlimited advice on any personal tax matter. Let our expert tax consultants handle the current year’s tax return from completion to submission, and deal with SARS on any other queries. A fee of R450 applies to previous years tax returns.
Debt Assist
We provide unlimited debt and budgeting advice as well as free access to your annual credit report. We will facilitate debt negotiations, debt review, credit report disputes and ID theft. Our debt advisors can help you find a way to manage your debt and equip you with the budgeting skills you need.
Retrenchment Benefit
Policyholders who have been retrenched or unfairly dismissed from their jobs are entitled to a 6-consecutive month payment holiday on their policy, provided their plan fee has been fully paid for the previous 12 months.
Unfair Dismissal Benefit
Policyholders who have been unfairly dismissed from their jobs are entitled to a 6-consecutive month payment holiday on their policy, provided their Plan Fees for this plan have been fully paid for the previous 12 months
Representation at Disciplinary Hearings
Legal representation at disciplinary hearings may be covered within a metropolitan area if your employer consents to you being represented. This benefit is capped at R2 000 per day, up to a maximum of R6 000 (three days) provided the Policyholders plan fee has been fully paid for the previous 12 months.
Maternity Benefit
As the policyholder, mothers will enjoy a 4-consecutive month payment holiday, provided their plan fees have been fully paid for the previous 12 months.
UIF Submissions for Maternity Leave Benefit
We can assist with your Unemployment Insurance Fund submission to the Department of Labour.
Unopposed Divorce
As the policyholder, you are covered and if the divorce is unopposed, and both parties are in agreement with regards to the terms of the divorce. Effective after we receive 6 payments for this plan.
Maintenance
Our team of maintenance lawyers will assist policyholders with compiling and lodging new maintenance applications as well as representing you in court within a metropolitan area, provided the client has paid their plan fees for this plan the previous 12 months.
Exclusive features already added to this plan
TeleTeacher
We’re always going above and beyond to help our members through life’s stages and changes. That’s why we’ve introduced TeleTeacher, an added Legal&Tax benefit for our Legal Prestige and Prestige+ members, which provides educational help to grade 1 – 12 learners countrywide, across all major CAPS (Curriculum and Assessment Policy Statement) subjects aligned and relevant to both public and private schools, in English and Afrikaans.
Services provided by CIMS.
Add these exclusive benefits on to your Legal Prestige plan
Dependants
For a small monthly amount, you can add up to 4 family members to your plan. That way, with the help of Legal&Tax, you never have to worry about your family’s rights.
Trauma Assist
We believe in being your lifelong companion. In emergencies or times of stress, we’re the ones to call.
With Trauma Assist you get emergency medical response and transportation, as well as telephonic nursing assistance and trauma counsellors available to support you.
Services provided by ER24
What’s not covered?
The most common exclusions are prior events (i.e. pre-existing matters), business matters, family matters and deliberate criminal acts.
Read the full policy document detailing the terms, conditions and exclusions. Please remember that even if your matter is not covered, we are always here to help with free advice.
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