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Legal&You Newsletter September 2021

Since our last newsletter in August, we have received incredible feedback and suggestions on how we can provide our newsletters in a more meaningful manner.
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Legal&You Newsletter Q2 2021

South Africa is currently facing a difficult period and we have collectively experienced the shifts and changes of the social and economic climate. But despite the disruptions, there are green shoots of recovery.
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Legal&You Newsletter Q1 2021

It has been a year of dealing with the pandemic, lockdowns and knock on effects of living in this strange and sometimes very complicated world. We remain deeply committed to constantly seeking new ways of ensuring excellence, being your companion and ensuring you are protected.

Labour lawview all

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Women and the law

The law protects and promotes the rights of women and gender equality. The law is a tool to end gender based violence, sexual harassment and discrimination against women. The law also offers women access to justice following victimisation.
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Making Labour Law work for you

From basic work conditions to dealing with grievances and disputes. Your labour rights are explained in our webinar.
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Sexual harassment in the workplace

We discuss the laws that protect you from sexual harassment at work and the process to follow when reporting this misconduct and lodging a complaint with your employer.

Family lawview all

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Child maintenance – the facts!

Every child is entitled to receive maintenance for their basic needs such as food, clothing, housing, education and health care.
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Cohabitation, engagement and the myth of the common law marriage

We debunk the notion that a couple living together for many years creates automatic legal rights and duties between them.

Power of Attorney

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Civil lawview all

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Who can be a witness to a will?

Watch this video to find out who is competent to witness a will
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Can you write your own will?

All you need to know about drafting your own will
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What makes a will valid?

Here are the requirements for a valid will

Criminal lawview all

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Your Companion, through the good and the bad

In this article, we give a brief overview of the latest crime stats, give guidance on reporting a crime, and obtaining a protection order. We also provide you with information on our services to assist you in dealing with emotional trauma and seeking medical advice and emergency medical response.
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Clearing your criminal record

You can apply for expungement of your criminal record provided you meet the criteria, allowing you to carry on with life without a criminal record being an obstruction to employment opportunities.
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Your rights and duties on the road

Everything you need to know about roadblocks and when you are being pulled over on the road by a traffic officer. Your rights and responsibilities as a motorist are explained to you.

Taxview all

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A Guide to Personal Income Tax

The laws and rules about income can seem very complicated. Luckily, our tax expert Johan Swart is here to explain the process to us in a clear and user-friendly way.
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Tax 101

We simplify the complexities of the tax system and provide you with the basic principles in a way that is easy to understand.
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2021 National Budget Speech Highlights

View our budget summary Infographic

Debtview all

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Legally Binding Webinar

We discuss contractual obligations, the debt collection process and how to avoid being blacklisted.
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Home Repossession

We explain the foreclosure process and give you tips to help you save your home from repossession.
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Money Management webinar

We discuss the importance of budgeting, saving and managing your debt.

Moneyview all

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Get savvy with your money!

Take our quiz
How to guide
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Dealing with fraud as a result of identity theft

We help you safeguard your personal information to prevent this criminal offence against you.
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Small claims court

We show you a quick and easy way to resolve financial disputes.

Coronavirusview all

Debunking vaccine myths Comorbidities

What are comorbidities?

Professor Barry Schoub explains what comorbidities are and why you should take care of your well-being.
Debunking vaccine myths JJ vs Pfizer vaccine

What is the difference between the J&J and Pfizer vaccine?

Professor Barry Schoub lists the key differences between the J&J and Pfizer vaccines.
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Does the COVID19 vaccine cause infertility?

The COVID19 vaccine does not cause infertility. Professor Barry Schoub, Chairperson of the Ministerial Advisory Committee on Vaccines provides us with facts to disprove this false information.

Diseaseview all

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Arthritis types, causes and treatment

We show you how to deal with the painful symptoms of arthritis and what treatment eases swollen joints.
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Answering your questions about the Covid-19 Coronavirus

A series of short videos to help you understand the facts and debunk the myths associated with the COVID-19 Coronavirus.
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Coronavirus - 4 precautions to avoid infection



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Early screening and testing for cancer can save your life

Live a healthier life through preventative care by performing cancer screening regularly.
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Breast Cancer Awareness

Got a question about breast cancer? The answer may be here.


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Be blood (ubuntu) brothers & sisters

Every few seconds, someone, somewhere, needs blood. This is the message from the World Health Organisation ahead of World Blood Donor Day which is remembered around the globe every year on 14 June.
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World Aids Day

A quick read to help you avoid or manage HIV infection.
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We live in a world where HIV is prominent. Thankfully, it is easier now than ever to know your HIV status, and to live a long, healthy life regardless of your status.


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Time To talk about TB

It’s Time… To talk about TB. To Know my TB status. To step up the fight to end TB. For a World without TB

Medicineview all

Flu Article

Stop flu from infecting you!

Legal&Tax’s medical experts are here to inform you about the key facts of flu and how to help prevent you and your family from getting sick this season.
Vaccinations Article

Be Part of the Vacin-Nation


Dietview all

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Whole foods – a better way of eating

We weigh the benefits of consuming whole foods over processed foods.
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How to put the brakes on vehicle repossession

In the current economic down turn, you may find yourself falling behind on your monthly car payments. We provide you with all the available options to help you prevent your car from getting repossessed by the bank or loan/credit provider.
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Salt In Your Diet

Research has shown that a high salt (sodium) intake is linked to increased blood pressure (hypertension) which can lead to serous health complications.

Fitnessview all

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Fitness matters

Former international athlete, Reece Turner shows you how to move your body everyday to get your heart beating and blood flowing. He is joined by his mom who is a qualified Pilates instructor.
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Train right for your body type

Figure out what type of body shape you have, and then choose exercises that best suit the needs of your particular build
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Understanding pain

Pain is a part of life. It is there from the beginning, in a small baby, and it is there at the end, when the person dies.


Stop Smoking

Stop smoking today!

But staying smoke-free is the real struggle

Funeral planningview all

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Providing for your children even after you’re gone

Leaving behind a life insurance policy, writing a Will and setting up a Trust provides financial support and protection for your children in the event of your death.
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Frozen assets after death

Your estate and bank accounts can be frozen for a long time after your death. Here's how you can help your family pick up the pieces and have enough funds to live on.
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Burial society vs funeral insurance

South African communities have been coming together to form stokvels in order to offer financial and emotional support to one another in times of need. Learn more about the legalities of these schemes.

Estate planningview all

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Wills & Estates

Watch our webinar where Head of Legal Helpline, Michael Visser answers your frequently asked questions about wills and estates.
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A self help guide on putting together your last will and testament

Death is inevitable, therefore it's wise to plan ahead by having a will to ensure that your last wishes are carried out and your estate is distributed accordingly.
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Deceased Estate

Deceased estates

Plan your estate now to eliminate any problems upon your death. Protect your loved ones by minimising the chances of family strife and ugly battles.

Budgetingview all

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Balance your budget and enjoy financial freedom

Budgeting allows you to set and track your financial goals. Managing your money well is all about careful planning, saving and cutting back on excessive spending.
How to guide
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Festive season shopping

Money might be tight this year and financial constraints may require some adjustments. We give you tips on how you can protect your wallet from the temptation to overspend.
How to guide
Tito Mboweni

Unpacking the Supplementary Budget Speech 2020

Johan Swart, Head of Tax, gives us an overview of the supplementary budget delivered by Minister of Finance, Tito Mboweni, on 24 June 2020, detailing the adjustments to the national budget due to the impact of COVID-19 on the economy, tax revenue and expenditure.


Helping Eachother

Tax for Gogo and Gramps

There are very important financial and tax factors to keep in mind when approaching retirement, and thereafter.

Constitutional lawview all

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Voting allows democracy to win

Voting allows democracy to win. Assert your democratic right and make your mark.
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The Bill of Rights

South Africans can be proud to be part of a society that is built upon powerful principles of fairness and equality.
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School fees and the law

Although the value of education is priceless, the actual price tag on schooling can be a heavy burden on parents. Understand your rights when it comes to the paying of school fees and other related costs.

Educationview all

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The digital transformation of education due to COVID-19

e-Education connects teachers and students online for a virtual learning experience.
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Parktown school’s tragedy

The recent tragedy in which 13-year-old Enoch Mpianzi died during a Grade 8 orientation school camp for Parktown Boy’s High has sent shockwaves across South Africa.
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We are young, we are free

June 16th marks the extraordinary sacrifice that the students of the Soweto Uprising in 1976 made in protesting against their apartheid oppression.


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When Spring brings on the Sniffles

Spring is here and while we all dream of spending time outdoors, enjoying fresh air and beautiful flowers, this time of the year also marks the beginning of ‘Allergy Season’.


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Money on the global move

If you are wanting to send move your money outside of South Africa, this is called investing abroad. This process has very strict rules that you must follow or you will be breaking the law.


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Unpacking NHI

What does universal health coverage mean for the man on the street

Substance abuseview all

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When the Party is Over

While the festive season often becomes the reason to party and have a drink or two, there is a darker side to indulging in alcohol and other dangerous substances. Brain damage, strokes, bleeding in the throat, a loss of breath, heart disease, liver failure, stomach and intestinal cancer and ulcers, impotence and infertility, osteoporosis… And death. These are some of the terrifying effects that alcohol and drugs can have on your body.
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The impact of alcohol and drug abuse

Substance abuse has long term side effects, that will impact you and those around you
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The harmful effects of alcohol abuse

Understand how alcohol impacts on your body

Griefview all

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Why you should have a funeral plan

Making financial plans to be able to afford your own funeral or that of your loved one's is crucial to ease financial stress during a difficult time of grief.
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Giving up the Ghost of Grief

Grieving the loss of a parent affects us in a multitude of ways. Learn to recognize the five stages of grief and know how they will help you as you heal.
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Funerals in the time of COVID-19

The lockdown and rules regarding funerals have meant that many people have had to balance adhering to the law and practicing their cultural traditions.


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When Heatstroke Hits

Summertime and sunshine are two of South African’s favourite things. However, too much heat can be very dangerous to your health. One of the dangers is that you can get heatstroke. This is an extremely dangerous medical condition.
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Safety First when it Comes to the Summer Sun

Having fun in the sun is everyone’s main wish when summertime arrives. Indeed, we need to get some sunshine in order to create Vitamin D and for other health benefits. However, too much time spent in the sun can be very dangerous to your health. Therefore you must make sure that you protect yourself very carefully from its effects.

Mental healthview all

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Let's talk mental health

We help you spot the red flags that could signal a possible mental health condition.

Are you suffering from Depression, Panic or Anxiety

Questions you could ask yourself to assess whether your stress or anxiety may require some professional help.
Anxiety And Stress

The lockdown and situation with COVID-19 is making me feel very scared and anxious

Your feelings are entirely normal for such an uncertain and unsettling situatio

Consumer protectionview all

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Snap, crackle and POPI

We advise you on how to guard your personal information from harmful use.
How to guide

Understanding credit life insurance

If you are struggling with financial distress at the moment and are unable to make loan repayments you may have the ability to cover your debts if you are retrenched or due to other life events. Alternatively you need to approach your bank to make alternative payment arrangements. We unpack your options
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COVID-19: Dealing with Debt and Money matters

What to do if you cannot pay your accounts or your rent

Health emergenciesview all

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First aid checklist

Make sure your emergency kit is stocked with the items in thechecklistto deal with emergencies.
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Identifying emergencies

Learn how to prepare for, respond to and recover from many types of emergencies.
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Hands only CPR

Handsonly CPR is without mouth to mouth breaths but can be just as effective as conventional CPR. We show you how to perform this technique to help save a life.


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The A-Z of buying your first home

Buying a new home can be a challenging and complicated process without the correct guidance and expert advice. We've put together a step-by-step guide with all the requirements you should know.

Social security

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The South African Social Security Agency (SASSA) is a government entity responsible for distributing social grants to more than 16 million South Africans. Who is eligible for social security?


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12 steps for a healthy pregnancy

Taking care of yourself is the best thing you can do for your unborn baby.