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Nine Money-Saving Tips for South African Families: Navigating Financial Wellness Together

With the cost of living continually rising, saving money has become more crucial than ever. Legal&Tax understands the unique financial challenges that South African families face and is committed to offering support that goes beyond mere advice.

4 April 2024 | 3 minute read

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Putting your wages to work

No one in SA can afford to play games with their money these days, so here are a couple of helpful tips to get your wages working for you.

26 April 2023 | 1 minute read

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5 ways to get legit

These are the top five ways that you can make the law work for you and your future.

6 December 2022 | 3 minute read

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Webinar: Black Fridays Deals- Are they really Life or Debt?

A fascinating discussion on the tricks and traps around the festive deals that encourage us to spend our time and money, when we really should be saving both! Warrick McCabe, one of our debt advisors, explains the importance of budgeting, communication and sorting out our Needs from our Wants.

16 November 2022 | 32 minute read

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Black Friday Deals - Are they really Life or Debt?

The hype around Black Friday is everywhere. We look forward to the huge sales and even spend money we might not have, because we believe these are great savings. What if they're not? We look at the deals and the savings and decide.

27 October 2022 | 4 minute read

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Culture of Credit Webinar

South Africans have been accused of having a debt addiction. Far too many of us have tiny incomes compared to our massive expenditures and the only way that happens is through the use of credit facilities. But there are two sides to credit, it can help us or hurt us depending on how we use it.

5 October 2022 | 30 minute read

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The Culture of Credit: How much is too much?

In our modern world, we have become increasingly reliant on money. For many of us, it has come to relying on money we don't actually have. How do we balance living on the edge with our credit and debt?

25 August 2022 | 3 minute read

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Start saving today become a millioniare tomorrow

Why you should start saving today

The power of compound interest is often referred to as the eighth wonder of the world. In simple terms, it means that you earn interest on the interest you’ve already earned and reinvested into your savings or investment account.

29 May 2022 | 4 minute read

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Death & frozen bank accounts

When you die your assets are frozen for the executor of the estate to correctly assess the value and determine the solvency of your estate.

27 April 2022 | 2 minute read

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Steps to take when faced with a sudden loss of income

What to do in the event of a sudden loss of income

Losing your job or having to pay for unforeseen expenses like vehicle repairs, or a medical emergency can instantly change your financial situation. What can you do?

27 April 2022 | 3 minute read

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The interest rates of credit agreements and how to better manage your debt

The costs of interest can quickly become exorbitant. Read the pros and cons of the different types of interest and avoid any unnecessary debt.

25 March 2022 | 4 minute read

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How to deal with creditors while you're under debt review

Here's what you need to know

3 February 2022

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Does unpaid debt get written off after three years?

Everything you need to know about prescribed debt

3 February 2022

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How to budget for and spend wisely on school supplies

Tips to help you plan ahead for the back to school season

3 February 2022

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When should I start prepping for back to school season?

Plan ahead for your child

2 February 2022

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Budgeting and debt management tips

How to proactively deal with your debt

2 February 2022

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How Legal&Tax's Debt Assist benefit can help you

Smash your debt in 2022

2 February 2022

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What is the snowball effect method?

The best strategy to pay off your debt

2 February 2022

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How to avoid starting the year off with more debt

Strategies to get you out of the debt trap

2 February 2022

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What to do if you’re over-indebted

Find out how to deal with too much debt

2 February 2022

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Conquer your debt in 2022 webinar

In this webinar, we help you deal with your debt after the December holiday season, show you how to tackle the back-to-school-season and plan and budget for financial success in 2022.

28 January 2022

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April 2021 Webinar Legally Binding Email Header3

Legally Binding Webinar

We discuss contractual obligations, the debt collection process and how to avoid being blacklisted.

12 May 2021

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Home Repossession

We explain the foreclosure process and give you tips to help you save your home from repossession.

23 March 2021 | 3 minute read

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Money Management webinar

We discuss the importance of budgeting, saving and managing your debt.

29 January 2021

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Member Guides Site Banner Debt Councelling

Debt counselling: is it for you?

Understanding the debt review process and how this can protect your assets from being repossessed by your credit provider.

4 September 2020 | 6 minute read

How to guide

Member Guides Site Banner Credit Reports

Do you know your credit score? You should!

We discuss how a credit report can help you keep up to date with your financial status by doing a credit bureau check.

3 September 2020 | 5 minute read

How to guide

Understanding credit life insurance

If you are struggling with financial distress at the moment and are unable to make loan repayments you may have the ability to cover your debts if you are retrenched or due to other life events. Alternatively you need to approach your bank to make alternative payment arrangements. We unpack your options

1 August 2020 | 4 minute read

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What are your legal options when you can't pay your debt?

You may have another option when you are struggling to make loan repayments. Chantel explains how to legally cut your costs in times of financial distress.

1 July 2020 | 4 minute read

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COVID-19: Dealing with Debt and Money matters

What to do if you cannot pay your accounts or your rent

2 April 2020 | 1 minute read

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Acknowledgment of Debt

A Debt Acknowledgment Form contains the names of the two parties, the amount of money owed, an acknowledgment that there are no defences to the money owed, and a date certain by which the money will be paid back.

1 August 2019

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Open Doors With Good Credit Scores

Before you commit to credit, you need to make sure that you can pay back this money in a responsible way.

31 July 2019 | 2.30 minute read

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Debt Counselling:

Did you know that almost half of South Africans are in debt and struggling to pay it back?

11 June 2019 | 2.30 minute read

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Your lifelong companion

This infographic clearly shows the area in which we can support you. Use our services as you grow and experience new challenges in your life. What stage of your life are you currently in?

26 March 2019 | 3 minute read

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Christmas debt? Not this year!

Make sure you (and your bank account) are ready for the Festive Season with Legal&Tax by your side.

14 November 2016 | 1.49 minute read

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Debt Dictionary

Got a question about debt? The answer may be here.

30 September 2016 | 7 minute read

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Interest rate caps on credit

Credit providers must disclose all fees, interest and charges before any credit is given but consumers must also make an effort to determine and understand the maximum fees that are allowed and to ensure that charges levied by the credit providers are lawful before accepting the credit

7 May 2016

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