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Budgeting

Understanding the Two Pot Retirement System Feature

Tax Implications for South Africans

South Africa's new Two-Pot Retirement System introduces flexible savings options along with significant tax implications, learn practical tips to protect your retirement fund
Video
VAS Credit Score For Young Professionals Feature

Building a Solid Credit Foundation

In today’s financial landscape, a good credit score is essential for young professionals looking to secure their financial future. Whether it’s for obtaining a home loan, renting an apartment, or even getting a job, a healthy credit score can open many doors.
Article
Navigating Debt in South Africa

Navigating the Pressing Issue of Debt in South Africa

Insights and practical tips to guide you through the pressing challenge of debt in South Africa.
Video
VAS Debt and budgeting Feature

Nine Money-Saving Tips for South African Families: Navigating Financial Wellness Together

With the cost of living continually rising, saving money has become more crucial than ever. Legal&Tax understands the unique financial challenges that South African families face and is committed to offering support that goes beyond mere advice.
Article
Health Prioritising your health Feature

The Power of Preventive Care: Embracing a Healthier Tomorrow

In the journey of life, health acts as both our greatest asset and companion, enabling us to cherish each moment and conquer the challenges that come our way.
Article
Meal prep VAS Feature

Navigating Loadshedding Challenges

South Africans are no strangers to the challenges posed by loadshedding, a reality that disrupts daily routines and impacts various aspects of life.
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VAS Putting your wages to work Feature

Putting your wages to work

No one in SA can afford to play games with their money these days, so here are a couple of helpful tips to get your wages working for you.
Article
VAS No such thing as a free lunch Feature

There is no such thing as a free lunch!

How many times have you heard that there is this “free service” or extra benefit that you get if you pay now, sign up, get registered etc? Let us be the first to tell you that it is not free. You are paying for it somewhere. The cost of that service, product, or “gift” has been worked into your fees somewhere in order to ensure that business doesn’t lose money. It would be great if we got things for free, but inevitably you will get what you pay for.
Article
Legal Social Media law Feature

Webinar: Black Fridays Deals- Are they really Life or Debt?

A fascinating discussion on the tricks and traps around the festive deals that encourage us to spend our time and money, when we really should be saving both! Warrick McCabe, one of our debt advisors, explains the importance of budgeting, communication and sorting out our Needs from our Wants.
Video
Legal Social Media law Feature

Black Friday Deals - Are they really Life or Debt?

The hype around Black Friday is everywhere. We look forward to the huge sales and even spend money we might not have, because we believe these are great savings. What if they're not? We look at the deals and the savings and decide.
Article
Funeral Feature

The Culture of Credit: How much is too much?

In our modern world, we have become increasingly reliant on money. For many of us, it has come to relying on money we don't actually have. How do we balance living on the edge with our credit and debt?
Article
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Budget Breakdown

Budgeting #IWishILearntThatInSchool – Part of our series supporting the youth. Breakdown your necessities, savings and luxuries. Access other #IWishILearntThatInSchool articles and videos With Legal&Tax you’re not alone. Auth FSP
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debt management and budgeting

Odd jobs to earn you extra cash while still studying

#IWishILearntThatInSchool - Part of our series supporting the youth. 22 seconds filled with ideas for your side hustle.
Article
Start saving today become a millioniare tomorrow

Why you should start saving today

The power of compound interest is often referred to as the eighth wonder of the world. In simple terms, it means that you earn interest on the interest you’ve already earned and reinvested into your savings or investment account.
Article
Steps to take when faced with a sudden loss of income

What to do in the event of a sudden loss of income

Losing your job or having to pay for unforeseen expenses like vehicle repairs, or a medical emergency can instantly change your financial situation. What can you do?
Article
Back to school

How to budget for and spend wisely on school supplies

Tips to help you plan ahead for the back to school season
Article
Budgeting and debt management tips

Budgeting and debt management tips

How to proactively deal with your debt
Article
Get out of debt

Conquer your debt in 2022 webinar

In this webinar, we help you deal with your debt after the December holiday season, show you how to tackle the back-to-school-season and plan and budget for financial success in 2022.
Video
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Balance your budget and enjoy financial freedom

Budgeting allows you to set and track your financial goals. Managing your money well is all about careful planning, saving and cutting back on excessive spending.
How to guide
debt management and budgeting

Money Management webinar

We discuss the importance of budgeting, saving and managing your debt.
Video
debt management and budgeting

Budget template

Our budget template can help you track your expenses during the month. Get on top of your debt and start saving today with our free template
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Additional December Feature Images Newsletter8

Festive season shopping

Money might be tight this year and financial constraints may require some adjustments. We give you tips on how you can protect your wallet from the temptation to overspend.
How to guide
Tito Mboweni

Unpacking the Supplementary Budget Speech 2020

Johan Swart, Head of Tax, gives us an overview of the supplementary budget delivered by Minister of Finance, Tito Mboweni, on 24 June 2020, detailing the adjustments to the national budget due to the impact of COVID-19 on the economy, tax revenue and expenditure.
Video
Budget

How to apply for new ‘lockdown’ grants

We are living during difficult times as the world battles against the COVID-19 coronavirus. As we try to save lives, unfortunately many people’s livelihoods (the money they earn from the work they do) are gone. However, if you have been affected by this situation, the government is trying to support you. They are offering different kinds of financial help. Read below for our guide on how to get money that can assist you and your family to survive:
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Man With Debt

COVID-19: Dealing with Debt and Money matters

What to do if you cannot pay your accounts or your rent
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HOW TO BE BLACK FRIDAY #WINNING

The buzz around Black Friday is building – and while there are certainly chances to get some good bargains – you also need to be careful not to slip into overspending or be duped by dodgy deals.
Article
Budget

How to budget towards a bold future

If you constantly find yourself having more month left than money just before pay-day, it is time to make a budget.
Article
Holiday Season Budgeting

Tips for surviving the financial pinch this Christmas

As the festive season approaches, we all feel the pressure on our pocket, whether it’s the cost of a holiday, the price of gifts or the cost of entertaining family and friends
Article
Health Eating On A Budget

10 tips for healthy eating on a budget

Following a healthy diet comes with a range of well-known benefits, including lowering the risk of diabetes and heart disease, maintaining a healthy weight, and supplying your body with the necessary nutrients.
Article
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Your Budget Quiz

Download our free budgeting quiz to see how save savvy you are.
How to guide