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The lockdown and rules regarding funerals have meant that many people have had to balance adhering to the law and practicing their cultural traditions.

The outbreak of a global pandemic and subsequent lockdown has seen life as we know it change in ways we could not have imagined six months ago. Yet I am so uplifted by how ordinary South Africans have shown such resilience and companionship. We have seen many everyday heroes emerge, like the nurses who catch a taxi before dawn, to work a 20-hour day in the most uncomfortable personal protective equipment… and there are thousands of people like this saving lives. You may not wear a cape, but you are a hero. Thank you!

Welcome to the latest edition of Legal&You. We have put together a wonderful read this month with insights on the latest laws that impact your rights and responsibilities, along with excellent tips and guidance on planning for your future and looking after your health.

When you're gone, you can alleviate the burden and stress on your loved ones by putting together a "red file" (also known as a death file) which will house all your valuable information needed to carry out your funeral as well as to settle your estate.

Plan your estate now to eliminate any problems upon your death. Protect your loved ones by minimising the chances of family strife and ugly battles.

Making financial plans to be able to afford your own funeral or that of your loved one's is crucial to ease financial stress during a difficult time of grief.

Thank you so much for your support during this difficult year. We wish you a very happy and healthy holiday period, and look forward to a new year filled with opportunity.

The South African Social Security Agency (SASSA) is a government entity responsible for distributing social grants to more than 16 million South Africans. Who is eligible for social security?

South African communities have been coming together to form stokvels in order to offer financial and emotional support to one another in times of need. Learn more about the legalities of these schemes.

Taking care of yourself is the best thing you can do for your unborn baby.

It has been a year of dealing with the pandemic, lockdowns and knock on effects of living in this strange and sometimes very complicated world. We remain deeply committed to constantly seeking new ways of ensuring excellence, being your companion and ensuring you are protected.

Your estate and bank accounts can be frozen for a long time after your death. Here's how you can help your family pick up the pieces and have enough funds to live on.

Leaving behind a life insurance policy, writing a Will and setting up a Trust provides financial support and protection for your children in the event of your death.

Going to court is costly, time-consuming and should be the last resort. We show you ways to resolve disputes without having to go to court.

Budgeting allows you to set and track your financial goals. Managing your money well is all about careful planning, saving and cutting back on excessive spending.

Death is inevitable, therefore it's wise to plan ahead by having a will to ensure that your last wishes are carried out and your estate is distributed accordingly.

We show you how to draft a living will or advance directive that'll bring peace of mind to you and your loved ones because it explains what kind of medical care you want to receive when you cannot speak for yourself.