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Debt

Debt Counselling:

Did you know that almost half of South Africans are in debt and struggling to pay it back?
Article
Back to school

When should I start prepping for back to school season?

Plan ahead for your child
Article
Holiday Season Budgeting

Tips for surviving the financial pinch this Christmas

As the festive season approaches, we all feel the pressure on our pocket, whether it’s the cost of a holiday, the price of gifts or the cost of entertaining family and friends
Article
Credit Scores Article

Open Doors With Good Credit Scores

Before you commit to credit, you need to make sure that you can pay back this money in a responsible way.
Article
debt written off

Does unpaid debt get written off after three years?

Everything you need to know about prescribed debt
Article
Budget

How to apply for new ‘lockdown’ grants

We are living during difficult times as the world battles against the COVID-19 coronavirus. As we try to save lives, unfortunately many people’s livelihoods (the money they earn from the work they do) are gone. However, if you have been affected by this situation, the government is trying to support you. They are offering different kinds of financial help. Read below for our guide on how to get money that can assist you and your family to survive:
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Man With Debt

Debt Dictionary

Got a question about debt? The answer may be here.
Article
VAS No such thing as a free lunch Feature

There is no such thing as a free lunch!

How many times have you heard that there is this “free service” or extra benefit that you get if you pay now, sign up, get registered etc? Let us be the first to tell you that it is not free. You are paying for it somewhere. The cost of that service, product, or “gift” has been worked into your fees somewhere in order to ensure that business doesn’t lose money. It would be great if we got things for free, but inevitably you will get what you pay for.
Article
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HOW TO BE BLACK FRIDAY #WINNING

The buzz around Black Friday is building – and while there are certainly chances to get some good bargains – you also need to be careful not to slip into overspending or be duped by dodgy deals.
Article
New tax legislation tax article Feature Story Square images May 2021

A Guide to Personal Income Tax

The laws and rules about income can seem very complicated. Luckily, our tax expert Johan Swart is here to explain the process to us in a clear and user-friendly way.
Article
Testimonial June 2022 Feature

What the budget speech means for us

Very few of us take the time to sit down, and really consider what our country’s annual budget means. We take notice of the tax increases, and how much more our fuel will cost, and our tipple and smokes. We already make little calculations in our minds on how we will have to adjust our personal budgets to make ends meet.
Article
Extra Square Imagery For Q3 Newsletter Feature 5 Vehicle Repossession

How to put the brakes on vehicle repossession

In the current economic down turn, you may find yourself falling behind on your monthly car payments. We provide you with all the available options to help you prevent your car from getting repossessed by the bank or loan/credit provider.
Article
Helping Eachother

Tax for Gogo and Gramps

There are very important financial and tax factors to keep in mind when approaching retirement, and thereafter.
Article
VideosView all
over indebted

What to do if you’re over-indebted

Find out how to deal with too much debt
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How to guidesView all
August Feature LTS Website banners 2021 08 183

Balance your budget and enjoy financial freedom

Budgeting allows you to set and track your financial goals. Managing your money well is all about careful planning, saving and cutting back on excessive spending.
How to guide
Additional December Feature Images Newsletter8

Festive season shopping

Money might be tight this year and financial constraints may require some adjustments. We give you tips on how you can protect your wallet from the temptation to overspend.
How to guide
Tax return submission

Guide to Income Personal Tax

The laws and rules around income tax can be difficult to understand. Let our tax experts walk you through everything you need to know about paying personal imcome tax.
How to guide
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debt management and budgeting

Budget template

Our budget template can help you track your expenses during the month. Get on top of your debt and start saving today with our free template
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