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Buying second-hand cars, clothes and gadgets online can be a great way to save some cash, but a growing number of clients are coming to us with heart-breaking stories of being scammed and left with nothing. These scams are everywhere and as consumers, we need to protect ourselves. Use this checklist from start to finish every time you want to buy online, and save yourself from the dodgy deals and fake offers that pop up at every turn.

The hype around Black Friday is everywhere. We look forward to the huge sales and even spend money we might not have, because we believe these are great savings. What if they're not? We look at the deals and the savings and decide.

No one in SA can afford to play games with their money these days, so here are a couple of helpful tips to get your wages working for you.

It’s important to be tax-wise from a young age. Tax manager Johan Swart tells us how to do just that.

Got a question about debt? The answer may be here.

Make sure you (and your bank account) are ready for the Festive Season with Legal&Tax by your side.

If you constantly find yourself having more month left than money just before pay-day, it is time to make a budget.

It might be just the beginning of 2019, but already the end of the tax year looms! In addition, the government is about to release the national budget – the results of which can directly affect your purse or pocket.

Before you commit to credit, you need to make sure that you can pay back this money in a responsible way.

Did you know that almost half of South Africans are in debt and struggling to pay it back?

Credit providers must disclose all fees, interest and charges before any credit is given but consumers must also make an effort to determine and understand the maximum fees that are allowed and to ensure that charges levied by the credit providers are lawful before accepting the credit

The laws and rules around income tax can be difficult to understand. Let our tax experts walk you through everything you need to know about paying personal imcome tax.

Download our free budgeting quiz to see how save savvy you are.

A Debt Acknowledgment Form contains the names of the two parties, the amount of money owed, an acknowledgment that there are no defences to the money owed, and a date certain by which the money will be paid back.