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February 2023 Budget Speech banners Feature

Unpacking the South African Budget Speech 2023/2024

The 2023/2024 Budget Speech is out and we've got all the information you need on how it will affect us, as South Africans. From our petrol tanks to our pockets, we have what you need to know! Below we have a video of our webinar, where we unpacked what the Speech means for South Africans in "real" terms. We also have downloadable sources for you, including the Tax Guide and our 2023/2024 SA Budget Infographic.
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Tito Mboweni

Unpacking the Supplementary Budget Speech 2020

Johan Swart, Head of Tax, gives us an overview of the supplementary budget delivered by Minister of Finance, Tito Mboweni, on 24 June 2020, detailing the adjustments to the national budget due to the impact of COVID-19 on the economy, tax revenue and expenditure.
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Debt

Understanding credit life insurance

If you are struggling with financial distress at the moment and are unable to make loan repayments you may have the ability to cover your debts if you are retrenched or due to other life events. Alternatively you need to approach your bank to make alternative payment arrangements. We unpack your options
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Legal The quest for employment Feature

Good news! The quest for employment continues.

You would be forgiven for thinking that might be a bleak intro to an article on employment, but bear with us. The road goes up and down, and we cannot lose faith in tomorrow.
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Starting your first job?

It’s important to be tax-wise from a young age. Tax manager Johan Swart tells us how to do just that.
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Navigating the High Costs of Death

While the cost of living is a well-documented concern for many South Africans, an aspect often overlooked is the expense associated with the end of life.
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Back to school

TeleTeacher: A Game-Changer for Back-to-School Success in January

As the new academic year approaches, parents and students gear up for the return to school after the festive season. The transition from holiday mode to the school routine can be challenging, especially when faced with uncertainties, like a brand new year!
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Consumer rights

Consumer rights explained

As consumers, we have rights when purchasing goods in-store and online. We help you understand these rights and provide you with the steps you can take to ensure that goods purchased meet your expectation.
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What is the snowball effect method

What is the snowball effect method?

The best strategy to pay off your debt
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2021 New Tax Legislation

Negligent non-compliance of all taxpayers has been criminalised.
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Budget 2020 highlights

A breakdown of highlights from the most recent budget speech
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Christmas debt? Not this year!

Make sure you (and your bank account) are ready for the Festive Season with Legal&Tax by your side.
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Home Repossession

We explain the foreclosure process and give you tips to help you save your home from repossession.
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Frozen assets after death

Your estate and bank accounts can be frozen for a long time after your death. Here's how you can help your family pick up the pieces and have enough funds to live on.
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Health Eating On A Budget

10 tips for healthy eating on a budget

Following a healthy diet comes with a range of well-known benefits, including lowering the risk of diabetes and heart disease, maintaining a healthy weight, and supplying your body with the necessary nutrients.
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The A-Z of buying your first home

Buying a new home can be a challenging and complicated process without the correct guidance and expert advice. We've put together a step-by-step guide with all the requirements you should know.
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The Legal and Tax Side to Mental Health

If you have experienced mental health problems that are very severe, you might need to take disability leave, or even have to leave your job completely.
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Member Guides Site Banner Credit Reports

Do you know your credit score? You should!

We discuss how a credit report can help you keep up to date with your financial status by doing a credit bureau check.
How to guide