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VAS You dont owe them a thing Feature

Don’t Owe them a thing!

Ever since a certain DJ gifted his girlfriend a car or two, and then had them repossessed when they split up, there has been the need to talk about what gifts and ownership really mean.
Article
Budgeting and debt management tips

Budgeting and debt management tips

How to proactively deal with your debt
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Interest rates and debt management

The interest rates of credit agreements and how to better manage your debt

The costs of interest can quickly become exorbitant. Read the pros and cons of the different types of interest and avoid any unnecessary debt.
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debt written off

Does unpaid debt get written off after three years?

Everything you need to know about prescribed debt
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Man With Debt

What are your legal options when you can't pay your debt?

You may have another option when you are struggling to make loan repayments. Chantel explains how to legally cut your costs in times of financial distress.
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Man With Debt

COVID-19: Dealing with Debt and Money matters

What to do if you cannot pay your accounts or your rent
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Legal Social Media law Feature

Black Friday Deals - Are they really Life or Debt?

The hype around Black Friday is everywhere. We look forward to the huge sales and even spend money we might not have, because we believe these are great savings. What if they're not? We look at the deals and the savings and decide.
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VAS You dont owe them a thing Feature

Webinar: You Don't Owe Them a Thing!

If you have been relying on someone else to pay your bills, whether it’s your credit card, your rent or your car repayment, and that person decides that they’re not paying anymore, you’ve got a problem. Ever since a certain DJ gifted his girlfriend a car or two, and then had them repossessed when they split up, there has been the need to talk about what gifts and ownership really mean.
Video
Legal Social Media law Feature

Webinar: Black Fridays Deals- Are they really Life or Debt?

A fascinating discussion on the tricks and traps around the festive deals that encourage us to spend our time and money, when we really should be saving both! Warrick McCabe, one of our debt advisors, explains the importance of budgeting, communication and sorting out our Needs from our Wants.
Video
Get out of debt

Conquer your debt in 2022 webinar

In this webinar, we help you deal with your debt after the December holiday season, show you how to tackle the back-to-school-season and plan and budget for financial success in 2022.
Video
Navigating Debt in South Africa

Navigating the Pressing Issue of Debt in South Africa

Insights and practical tips to guide you through the pressing challenge of debt in South Africa.
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Debt Counselling

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Debt Advice

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VAPS Debt Assist Banner 3

Debt Assist: Overview

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Garnishee Orders

A garnishee is a court order that has to be directly served to your employer by a sheriff of the court, ordering your employer to make deductions from your salary. These deductions will be used to pay off the debt you owe
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Debt Assist: Repossessions

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Debt Assist: Credit Report

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Template contractView all
Interest rates and debt management

Acknowledgment of Debt

A Debt Acknowledgment Form contains the names of the two parties, the amount of money owed, an acknowledgment that there are no defences to the money owed, and a date certain by which the money will be paid back.
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