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The Debt Counsellors will take care of your debt restructuring process for you, which will result in seeking a consent order for new payment agreements in court. This consent order will ensure your creditors stick to the new repayment arrangement and they may not take legal action against you.
Remember: There is no guarantee that your creditors will agree to the proposals made on your behalf by the counsellor. In that case, an application will have to be made to a court to force your creditors to accept less than what they want, in line with your financial circumstances.
If some of your creditors have taken legal action for late payment or non-payment of your accounts, those debts cannot be included under the debt counselling processes, unless the creditor agrees.
You will pay what you can afford and maintain a dignified lifestyle
If anyone has intimidated you into signing any acknowledgement of debt, or you simply need us to help you, please contact us on 0860 587 587 or SMS "Debt" to 31690
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