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Man With Debt

Debt Dictionary

Got a question about debt? The answer may be here.
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Debt

Debt Counselling:

Did you know that almost half of South Africans are in debt and struggling to pay it back?
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Debt is expensive

The longer you leave it, the higher the cost of repayment. In this economy, you do not want to fall victim to the next series of interest rate hikes.
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Christmas debt? Not this year!

Make sure you (and your bank account) are ready for the Festive Season with Legal&Tax by your side.
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Budgeting and debt management tips

Budgeting and debt management tips

How to proactively deal with your debt
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Interest rates and debt management

The interest rates of credit agreements and how to better manage your debt

The costs of interest can quickly become exorbitant. Read the pros and cons of the different types of interest and avoid any unnecessary debt.
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Debt assist benefit

How Legal&Tax's Debt Assist benefit can help you

Smash your debt in 2022
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Debt review

How to deal with creditors while you're under debt review

Here's what you need to know
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Interest rate caps on credit

Credit providers must disclose all fees, interest and charges before any credit is given but consumers must also make an effort to determine and understand the maximum fees that are allowed and to ensure that charges levied by the credit providers are lawful before accepting the credit
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Home Repossession

We explain the foreclosure process and give you tips to help you save your home from repossession.
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How to guidesView all
Member Guides Site Banner Debt Councelling

Debt counselling: is it for you?

Understanding the debt review process and how this can protect your assets from being repossessed by your credit provider.
How to guide
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Interest rates and debt management

Acknowledgment of Debt

A Debt Acknowledgment Form contains the names of the two parties, the amount of money owed, an acknowledgment that there are no defences to the money owed, and a date certain by which the money will be paid back.
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Debt Counselling

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Debt Advice

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VideosView all
Legal Social Media law Feature

Webinar: Black Fridays Deals- Are they really Life or Debt?

A fascinating discussion on the tricks and traps around the festive deals that encourage us to spend our time and money, when we really should be saving both! Warrick McCabe, one of our debt advisors, explains the importance of budgeting, communication and sorting out our Needs from our Wants.
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over indebted

What to do if you’re over-indebted

Find out how to deal with too much debt
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Avoid more debt

How to avoid starting the year off with more debt

Strategies to get you out of the debt trap
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April 2021 Webinar Legally Binding Email Header3

Legally Binding Webinar

We discuss contractual obligations, the debt collection process and how to avoid being blacklisted.
Video