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Got a question about debt? The answer may be here.

Did you know that almost half of South Africans are in debt and struggling to pay it back?

Make sure you (and your bank account) are ready for the Festive Season with Legal&Tax by your side.

Before you commit to credit, you need to make sure that you can pay back this money in a responsible way.

Credit providers must disclose all fees, interest and charges before any credit is given but consumers must also make an effort to determine and understand the maximum fees that are allowed and to ensure that charges levied by the credit providers are lawful before accepting the credit

We explain the foreclosure process and give you tips to help you save your home from repossession.

The longer you leave it, the higher the cost of repayment. In this economy, you do not want to fall victim to the next series of interest rate hikes.

Here's what you need to know

Smash your debt in 2022

The best strategy to pay off your debt

Plan ahead for your child

Ever since a certain DJ gifted his girlfriend a car or two, and then had them repossessed when they split up, there has been the need to talk about what gifts and ownership really mean.

In the current economic down turn, you may find yourself falling behind on your monthly car payments. We provide you with all the available options to help you prevent your car from getting repossessed by the bank or loan/credit provider.

The costs of interest can quickly become exorbitant. Read the pros and cons of the different types of interest and avoid any unnecessary debt.

How to proactively deal with your debt

Everything you need to know about prescribed debt

You may have another option when you are struggling to make loan repayments. Chantel explains how to legally cut your costs in times of financial distress.

What to do if you cannot pay your accounts or your rent