Debt - Money

Member Guides Site Banner Debt Councelling
Debt counselling: is it for you?
Debt counselling: is it for you?
Understanding the debt review process and how this can protect your assets from being repossessed by your credit provider.
How to guide
How to guide
Member Guides Site Banner Credit Reports
Do you know your credit score? You should!
We discuss how a credit report can help you keep up to date with your financial status by doing a credit bureau check.
How to guide
How to guide
Debt
Understanding credit life insurance
If you are struggling with financial distress at the moment and are unable to make loan repayments you may have the ability to cover your debts if you are retrenched or due to other life events. Alternatively you need to approach your bank to make alternative payment arrangements. We unpack your options
Video
Video
Man With Debt
What are your legal options when you can't pay your debt?
What are your legal options when you can't pay your debt?
You may have another option when you are struggling to make loan repayments. Chantel explains how to legally cut your costs in times of financial distress.
Article
Article
Man With Debt
COVID-19: Dealing with Debt and Money matters
What to do if you cannot pay your accounts or your rent
Article
Article
Contracts
Acknowledgment of Debt
Download your free acknowledgement of debt document
Template contract
Template contract
Credit Scores Article
Open Doors With Good Credit Scores
Open Doors With Good Credit Scores
Before you commit to credit, you need to make sure that you can pay back this money in a responsible way.
Article
Article
Debt
Debt Counselling:
Did you know that almost half of South Africans are in debt and struggling to pay it back?
Article
Article
Lta 2940 Article Banner Wip 02
Christmas debt? Not this year!
Make sure you (and your bank account) are ready for the Festive Season with Legal&Tax by your side.
Article
Article
Man With Debt
Debt Dictionary
Debt Dictionary
Got a question about debt? The answer may be here.
Article
Article
Interest rate caps on credit
Credit providers must disclose all fees, interest and charges before any credit is given but consumers must also make an effort to determine and understand the maximum fees that are allowed and to ensure that charges levied by the credit providers are lawful before accepting the credit
Article
Article