Money

Money
Debt

VAS Debt budgeting for black Friday VAS Feature

Black Friday Budgeting

Are you dreading the impending Black Friday spending spree and worried about your finances? Legal&Tax has got you covered!
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VAS You dont owe them a thing Feature

Webinar: You Don't Owe Them a Thing!

If you have been relying on someone else to pay your bills, whether it’s your credit card, your rent or your car repayment, and that person decides that they’re not paying anymore, you’ve got a problem. Ever since a certain DJ gifted his girlfriend a car or two, and then had them repossessed when they split up, there has been the need to talk about what gifts and ownership really mean.
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VAS You dont owe them a thing Feature

Don’t Owe them a thing!

Ever since a certain DJ gifted his girlfriend a car or two, and then had them repossessed when they split up, there has been the need to talk about what gifts and ownership really mean.
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VAS Putting your wages to work Feature

Putting your wages to work

No one in SA can afford to play games with their money these days, so here are a couple of helpful tips to get your wages working for you.
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VAS Get Financially fit Feature

Debt is expensive

The longer you leave it, the higher the cost of repayment. In this economy, you do not want to fall victim to the next series of interest rate hikes.
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Legal Social Media law Feature

Webinar: Black Fridays Deals- Are they really Life or Debt?

A fascinating discussion on the tricks and traps around the festive deals that encourage us to spend our time and money, when we really should be saving both! Warrick McCabe, one of our debt advisors, explains the importance of budgeting, communication and sorting out our Needs from our Wants.
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Legal Social Media law Feature

Black Friday Deals - Are they really Life or Debt?

The hype around Black Friday is everywhere. We look forward to the huge sales and even spend money we might not have, because we believe these are great savings. What if they're not? We look at the deals and the savings and decide.
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Funeral Feature

Culture of Credit Webinar

South Africans have been accused of having a debt addiction. Far too many of us have tiny incomes compared to our massive expenditures and the only way that happens is through the use of credit facilities. But there are two sides to credit, it can help us or hurt us depending on how we use it.
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Funeral Feature

The Culture of Credit: How much is too much?

In our modern world, we have become increasingly reliant on money. For many of us, it has come to relying on money we don't actually have. How do we balance living on the edge with our credit and debt?
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Start saving today become a millioniare tomorrow

Why you should start saving today

The power of compound interest is often referred to as the eighth wonder of the world. In simple terms, it means that you earn interest on the interest you’ve already earned and reinvested into your savings or investment account.
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Steps to take when faced with a sudden loss of income

What to do in the event of a sudden loss of income

Losing your job or having to pay for unforeseen expenses like vehicle repairs, or a medical emergency can instantly change your financial situation. What can you do?
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Interest rates and debt management

The interest rates of credit agreements and how to better manage your debt

The costs of interest can quickly become exorbitant. Read the pros and cons of the different types of interest and avoid any unnecessary debt.
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Debt review

How to deal with creditors while you're under debt review

Here's what you need to know
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debt written off

Does unpaid debt get written off after three years?

Everything you need to know about prescribed debt
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Back to school

How to budget for and spend wisely on school supplies

Tips to help you plan ahead for the back to school season
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Back to school

When should I start prepping for back to school season?

Plan ahead for your child
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Budgeting and debt management tips

Budgeting and debt management tips

How to proactively deal with your debt
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Debt assist benefit

How Legal&Tax's Debt Assist benefit can help you

Smash your debt in 2022
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What is the snowball effect method

What is the snowball effect method?

The best strategy to pay off your debt
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Avoid more debt

How to avoid starting the year off with more debt

Strategies to get you out of the debt trap
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over indebted

What to do if you’re over-indebted

Find out how to deal with too much debt
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Get out of debt

Conquer your debt in 2022 webinar

In this webinar, we help you deal with your debt after the December holiday season, show you how to tackle the back-to-school-season and plan and budget for financial success in 2022.
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April 2021 Webinar Legally Binding Email Header3

Legally Binding Webinar

We discuss contractual obligations, the debt collection process and how to avoid being blacklisted.
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Legal You Q1 2021 Feature Story Square Images 1080 X 1080 Px9

Home Repossession

We explain the foreclosure process and give you tips to help you save your home from repossession.
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debt management and budgeting

Money Management webinar

We discuss the importance of budgeting, saving and managing your debt.
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Member Guides Site Banner Debt Councelling

Debt counselling: is it for you?

Understanding the debt review process and how this can protect your assets from being repossessed by your credit provider.
How to guide
Member Guides Site Banner Credit Reports

Do you know your credit score? You should!

We discuss how a credit report can help you keep up to date with your financial status by doing a credit bureau check.
How to guide
Debt

Understanding credit life insurance

If you are struggling with financial distress at the moment and are unable to make loan repayments you may have the ability to cover your debts if you are retrenched or due to other life events. Alternatively you need to approach your bank to make alternative payment arrangements. We unpack your options
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Man With Debt

What are your legal options when you can't pay your debt?

You may have another option when you are struggling to make loan repayments. Chantel explains how to legally cut your costs in times of financial distress.
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Man With Debt

COVID-19: Dealing with Debt and Money matters

What to do if you cannot pay your accounts or your rent
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Interest rates and debt management

Acknowledgment of Debt

A Debt Acknowledgment Form contains the names of the two parties, the amount of money owed, an acknowledgment that there are no defences to the money owed, and a date certain by which the money will be paid back.
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Credit Scores Article

Open Doors With Good Credit Scores

Before you commit to credit, you need to make sure that you can pay back this money in a responsible way.
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Debt

Debt Counselling:

Did you know that almost half of South Africans are in debt and struggling to pay it back?
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Christmas debt? Not this year!

Make sure you (and your bank account) are ready for the Festive Season with Legal&Tax by your side.
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Man With Debt

Debt Dictionary

Got a question about debt? The answer may be here.
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Interest rate caps on credit

Credit providers must disclose all fees, interest and charges before any credit is given but consumers must also make an effort to determine and understand the maximum fees that are allowed and to ensure that charges levied by the credit providers are lawful before accepting the credit
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