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South Africa is a country of diverse heritage, as well as lifestyles and cultures. At the same time, we use many different products and services, so the question arises: How do we make them work within our cultures?

Take this poignant opportunity to reflect on caring for those who have loved us most, as they near the evening of their time with us.

Not a lot really. While legally your own rights will no longer exist, there are the rights of those left behind, and the courtesies that we extend to them during their grief.

Leaving behind a life insurance policy, writing a Will and setting up a Trust provides financial support and protection for your children in the event of your death.

When you're gone, you can alleviate the burden and stress on your loved ones by putting together a "red file" (also known as a death file) which will house all your valuable information needed to carry out your funeral as well as to settle your estate.

Watch this video to find out who is competent to witness a will

Losing loved ones can be debilitating, but you can find the strength to step up and make their last wishes a reality. If your loss has you quite lost with no idea of what to do, you can use this list to help you focus.

Whether it’s ANCs, POAs, CAs, your LWT, or yet another string of letters you’ve never heard of, there can be a pile of paperwork that goes into joining your life with someone else’s. Whether you are thinking marriage and all its available forms in SA, or if you would prefer to live together without getting the government involved, or even if you are already married and looking at the ultimate bond, we are here to help you find the right agreement for you.

Here are the requirements for a valid will

All you need to know about drafting your own will

Welcome to the latest edition of Legal&You. We have put together a wonderful read this month with insights on the latest laws that impact your rights and responsibilities, along with excellent tips and guidance on planning for your future and looking after your health.

We debunk the notion that a couple living together for many years creates automatic legal rights and duties between them.

This infographic clearly shows the area in which we can support you. Use our services as you grow and experience new challenges in your life. What stage of your life are you currently in?

A power of attorney (POA) is a legal document that gives an individual, called the agent or attorney-in-fact, the authority to take action on behalf of someone else, called the principal.