The importance of adequate funeral cover

The importance of adequate funeral cover
According to the National Funeral Directors Association (NFDA) a basic funeral in South Africa costs approximately R10 000

The price tag for giving your loved one a dignified send-off can dramatically increase as you add on the costs of catering, flowers, and tombstones and other cultural or religious requirements based on your beliefs.

Lizl Finch
Lizl Finch - National Head of Sales
30 March 2022 | 2 minute read
Adequate funeral cover

Funeral cover provides you (in the case that you have insured dependants on your plan) or your loved ones (in the event of your death) with financial support to hold a meaningful funeral while protecting them from these unforeseen costs and having to dig into savings or worse go into debt. The impact of having to find the funds to pay for a funeral when you are mourning a loss can exacerbate the emotional difficulty you may dealing with.

With Legal&Tax we offer access to helpful information that will help take the burden out of burial. For example, we provide guides on writing a meaningful eulogy.

Why Legal&Tax plans work

Cover for the whole family

The plans offered by Legal&Tax enable you to cover yourself, your spouse, and up to five children under the age of 18. You can also add parents or parents-in-law to your plan.

Accidental death benefit

You can include an accidental death benefit which provides an additional pay-out of R10 000 in the event of you or someone covered by your Legal&Tax policy dies in an accident.

Pay-out within 24 hours

Funerals usually need to be organised very quickly, and often must be paid for immediately too. We pay you or your beneficiary within 24 hours of having received the claim and all of the supporting documentation.

Grief counselling

Once you have made six consecutive payments on your plan, you or your beneficiary qualify for a once off grief counselling session if and where necessary in order to help deal with the emotional distress of losing a loved one.

Grief counselling services provided by ER24

Airtime Benefits

We know that there is a fortune of admin and time required to arrange a funeral. We give you or your beneficiary a once-off airtime voucher (value differs from plan to plan) to assist in making funeral arrangements. This benefit applies once you have made six consecutive payments on this plan.

Cooling-Off Period with a Money-Back Guarantee

If you are dissatisfied with your package, we will give you a 31-day money-back guarantee during the cooling-off period from the date you sign up.

Other benefits of being a Legal&Tax client

When you are a client with Legal&Tax you can access a range of free agreement and legal document templates such as your last will and testament. We also offer legal advice, and can assist your debt advice too.

Affordable funeral cover for your immediate family.
Platinum
R35 000
funeral expenses cover
Purchase plan
per month
R242
per month
Main memberR35 000
SpouseR35 000
Child (aged 14 – 18)R35 000
Child (aged 6 – 13)R17 500
Child (aged 1 - 5)R8 750
Baby (0 – 11 months)R4 375
Stillborn (after 26 weeks)R4 375
Main memberR35 000
SpouseR35 000
Child (aged 14 – 18)R35 000
Child (aged 6 – 13)R17 500
Child (aged 1 - 5)R8 750
Baby (0 – 11 months)R4 375
Stillborn (after 26 weeks)R4 375
Prestige +
R25 000
funeral expenses cover
Purchase plan
per month
R193
per month
Main memberR25 000
SpouseR25 000
Child (aged 14 – 18)R25 000
Child (aged 6 – 13)R12 500
Child (aged 1 - 5)R6 250
Baby (0 – 11 months)R3 125
Stillborn (after 26 weeks)R3 125
Main memberR25 000
SpouseR25 000
Child (aged 14 – 18)R25 000
Child (aged 6 – 13)R12 500
Child (aged 1 - 5)R6 250
Baby (0 – 11 months)R3 125
Stillborn (after 26 weeks)R3 125
Best seller
Prestige
R18 500
funeral expenses cover
Purchase plan
per month
R149
per month
Main memberR18 500
SpouseR18 500
Child (aged 14 – 18)R18 500
Child (aged 6 – 13)R9 250
Child (aged 1 - 5)R4 625
Baby (0 – 11 months)R2 313
Stillborn (after 26 weeks)R2 313
Main memberR18 500
SpouseR18 500
Child (aged 14 – 18)R18 500
Child (aged 6 – 13)R9 250
Child (aged 1 - 5)R4 625
Baby (0 – 11 months)R2 313
Stillborn (after 26 weeks)R2 313
Gold
R12 500
funeral expenses cover
Purchase plan
per month
R127
per month
Main memberR12 500
SpouseR12 500
Child (aged 14 – 18)R12 500
Child (aged 6 – 13)R6 250
Child (aged 1 - 5)R3 125
Baby (0 – 11 months)R1 563
Stillborn (after 26 weeks)R1 563
Main memberR12 500
SpouseR12 500
Child (aged 14 – 18)R12 500
Child (aged 6 – 13)R6 250
Child (aged 1 - 5)R3 125
Baby (0 – 11 months)R1 563
Stillborn (after 26 weeks)R1 563

With Legal&Tax you're not alone

Looking for funeral cover for you and your family? Follow our quick online sign-up process and get covered in 4 easy steps.

Alternatively, you can contact us 24/7 on:

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