Is low-cost private medical cover a thing of the past?

Is low-cost private medical cover a thing of the past?
Major shifts continue to rock health care access in South Africa

Recently, it was announced that medical aids might no longer be allowed to offer low-cost benefit options for people who cannot afford to pay for full medical aid cover.

Dr Avron Urison
Dr Avron Urison - CEO: HealthCare Plan
3 March 2020 | 1 minute read
Lts Feb 2020 Newsletter Banner Images Sized For Website2

These low cost benefit options allowed people who do not earn a lot of money to still access some private health care.

However, a government organisation called the Council for Medical Schemes (CMS) has issued a circular (official notice) stating that these options must be scrapped.

The Council says that the decision is meant to help protect consumers, as well as to make way for the National Health Insurance.

The Council has said it believes that the low cost benefit options were not completely fair to the customers paying for them.

However, other organisations have said that the move is not a good idea as the plans were helping poor to middle-income South Africans get excellent medical care.

Two of the main private health care providers are appealing against the move.

What alternatives do you have?

Amidst this uncertainty, consider a different kind of health care cover such as that offered by Legal&Tax Services.

Our HealthCare Plan offers a flexible pay-out for medical emergencies. You then choose how you want to use it, towards whatever expenses are most urgent for you. We now offer both family and individual plans, so you can select the cover that suits your needs.

We also offer:

  • Private emergency ambulance response and transportation
  • A telephonic nurse on call
  • Trauma counselling
  • An online health hub of key information on how to stay healthy

With Legal&Tax you're not alone

Contact our caring experts for further information and allow Legal&Tax Services to be your trusted companion when it comes to healthcare.

Recommended articles
Main Feature Image June 2026

LEGAL&YOU JUNE 2026

This month's newsletter covers youth education opportunities, child protection laws, winter fire safety, and important 2026 tax season dates. Stay informed with practical tips to help protect your family, plan ahead, and navigate key life decisions with confidence.
Article
Child Protection Week Feature Image June 2026

Child Protection in South Africa: Recognising Abuse and Reporting It Legally

Learn the legal signs of child abuse in South Africa and how to report it to protect vulnerable children.
Article
Tax Season Feature Image June 2026

Tax Season 2026 Is Here: File Smarter, Stress Less

Tax Season 2026 has arrived. Know the deadlines, understand auto-assessments, and file your return confidently with Legal&Tax.
Article
View our other information hubs