Credit Report
Credit Report
Our Debt Assist experts can help you by communicating directly with the Credit Bureau on your behalf. They will also help you find an affordable way to pay off your debts.

When you apply for credit, the creditor will first check your credit history or credit report, which is kept by the Credit Bureau. If you get rejected for credit because you have a record of not paying back your debts, this is called “blacklisting”.

Remember: As a Legal&Tax member, you can get expert debt advice from our professionals as often as you need, without having to pay more.

Terms and Conditions apply

We care about our members and want to give you a guiding hand wherever the path of life leads you. For this reason, Debt Assist is included in our legal and funeral packages.

Avoid blacklisting

When it comes to debt, prevention is always better than cure. That’s why it’s always best to:

  • Pay your bills on time.
  • Let Debt Assist or your creditor know if you won’t be able to make your credit payments on time (for example, if you have been retrenched).
  • Let your creditor know if you have moved/changed your address.
  • Contact Debt Assist if you receive any kind of communication (letters/SMS/emails) from your credit provider. Ignoring your debt is never a good idea.
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Debt assistance includes the following services
Overview
Debt doesn’t have to be forever. We’re here to offer you support and knowledge to get you back on track with your finances
Debt Advice
The first step in managing your debt is understanding your personal financial situation so you can learn how to better use your money in the future.
Credit Report
Our Debt Assist experts can help you by communicating directly with the Credit Bureau on your behalf. They will also help you find an affordable way to pay off your debts.
Garnishee
If your salary is being garnished, don’t panic. Our Debt Assist experts can help you reach a settlement and reduce your monthly payments.
ADR
This is the process where we will help you reach a suitable arrangement with the creditor’s representative, or negotiate to settle your debts in order to avoid litigation.
Repossessions
Our Debt Assist experts have the knowledge and experience to investigate the actions carried out by the creditors and help you avoid repossession.
Debt Counselling
Debt counselling is a legal process, where you apply to have your debt restructured so that you can make everyday payments and still be able to pay off your debt at a reduced instalment amount.