Which of my debts will be covered under debt review?

Which of my debts will be covered under debt review?
Answered
Johan Swart
Johan Swart - Head of Tax Services
Email Call Visit website
21 February 2022

When you apply for debt review all debts for which a credit agreement was signed between you and a credit provider will be included under debt review. This includes home loans, vehicle finance, credit cards, retail / store cards, overdrafts, personal loans and micro-loans.

Rent to buy agreements, loans from loan sharks, doctors' fees and insurance premiums will be excluded from the application.

Debt
Recommended articles
Youth Month Feature Image June 2026

Your Future, Your Choice: Navigating Higher Education in South Africa

Discover South Africa’s higher education opportunities and learn how different study paths can help shape your future.
3 June 2026 | 7 minute read
Article
Finance Feature Image May 2026

Winter Costs That Could Derail Your Budget

Winter often increases household costs—plan now for heating, repairs, health expenses and hidden seasonal spending.
30 April 2026 | 4 minute read
Article
Funeral Feature Image April 2026

The Most Loving Thing You Can Leave Behind Is a Plan

Funerals are expensive and stressful. A simple cash payout funeral cover protects families from debt and gives them control.
27 March 2026 | 4 minute read
Article
View our other information hubs
I want cover I need help