In South Africa, funeral cover is the most popular type of insurance, with approximately 22 million adults – 48% of the population – holding a policy. Yet, this still leaves more than half of South Africans without funeral cover, and families often find themselves scrambling to meet the high and immediate costs of a funeral.

At Legal&Tax, we believe funeral insurance should not be complicated. The last thing a grieving family needs is to navigate confusing fine print or wonder what exactly their policy pays for. That’s why our funeral plans are built on one principle: simplicity that gives clarity.

Why Simplicity Matters in Funeral Cover

Many funeral policies come with long lists of benefits — things like marquees, caskets, catering, or transport. While these can sound attractive, they also lock you into a decision you may not be entirely happy with at the time of need. Families are diverse, and traditions differ. Some want an elaborate ceremony; others prefer something small and dignified.

That’s why Legal&Tax takes a different approach: we payout the cash benefit upon claim. You choose how best to honour your loved one, in line with your culture, values, and budget.

What Our Plans Offer

1. Cash Payouts
   You know exactly what you’re getting. A fixed cash benefit to help cover funeral arrangements in the way that makes sense for your family.
2. Family or Individual Plans
   • Individual Plans — affordable, straightforward protection for yourself.
   • Family Plans — protecting not only you, but also your spouse, children, and even parents if you choose.
3. Straightforward Pricing & Terms
   Clear premiums, clear cover amounts, clear terms. No hidden surprises.
4. Additional Value
   • Airtime benefit: A once-off airtime voucher to help families communicate and make funeral arrangements.
   • Accidental Death Benefit: Additional cover in case of accidental death.
   • Unemployment Protection: If you’ve been paying your premiums consistently and lose your job, you may qualify for a premium holiday.
5. Fast Payouts When It Matters
   The true test of a funeral plan is how quickly it pays. At Legal&Tax, once all documents are received, we aim to pay within 24 hours. That speed matters when families need financial relief immediately.

Funeral Cover Is About Legacy

Funerals are not just about saying goodbye. They’re about leaving a legacy of care — ensuring your family has dignity, clarity, and support in a difficult time. By keeping our funeral plans simple, we ensure you know what you’re buying, what you’re covered for, and what your family will receive.

It’s not just insurance. It’s peace of mind, and a legacy of care for the people who matter most.

With Legal&Tax you’re not alone!

Explore our funeral plans and secure your legacy.

💬 WhatsApp: +27 (71) 526 8527
☎️ Call: 0860 587 587
✉️ Email: info@legalandtax.co.za